Linda Gardner
Blue Heron Capital · Englewood, Colorado
Linda Gardner is a fee-only financial advisor at Blue Heron Capital in Englewood, Colorado. Linda focuses on retirement planning, tax planning and estate & legacy planning. Blue Heron Capital reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
Request an introduction to Linda →
Specialties
Who they serve
- Retirees
- Pre-retirees
Facts
| Firm | Blue Heron Capital |
|---|---|
| Based in | Englewood, Colorado |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Accepting new clients | Yes |
| Assets under management | $102.2M across 542 accounts |
| SEC registration | Investment adviser representative in CO, TX · CRD 5116107 |
| Exams passed | Series 65 (2011) |
| Firm size | 8 employees |
| Disclosures | None reported |
| Website | yourmoneyyourretirement.com |
How Linda's firm compares
- Blue Heron Capital's average account is about $189,000, from its Form ADV (assets managed divided by 542 accounts).
Request an introduction to Linda
Tell Linda a little about what you're looking for. Linda isn't on Wellspent yet, so we'll let them know you're looking for help and pass your message on when they join. No cost, no obligation.
Questions about Linda
Is Linda Gardner a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Linda holds no broker registration, and Blue Heron Capital reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Linda charge for financial advice?
Linda's firm, Blue Heron Capital, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
Where is Linda Gardner based?
Linda Gardner is based in Englewood, Colorado.
What does Linda specialize in?
Linda's specialties include retirement planning, tax planning and estate & legacy planning. Linda works with retirees and pre-retirees.
Is Linda Gardner registered with the SEC?
Yes. Linda Gardner is registered as an investment adviser representative in CO and TX (CRD 5116107), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Blue Heron Capital manage?
Blue Heron Capital reports $102.2M across 542 accounts in assets under management.
How do I contact Linda Gardner?
Through Linda's website, yourmoneyyourretirement.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Blue Heron Capital website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
See something wrong? Request a correction. Read our methodology.