Justin Lunt
Scratch Capital · Boise, Idaho
Justin Lunt is a fee-only financial advisor at Scratch Capital in Boise, Idaho. Justin focuses on founders (pre-exit), tax planning and estate & legacy planning. Scratch Capital reports charging a percentage of assets and fixed fees on its Form ADV.
Request an introduction to Justin →
Specialties
Who they serve
- Founders
- Executives
- High earners
Facts
| Firm | Scratch Capital |
|---|---|
| Based in | Boise, Idaho |
| Fee model (firm's Form ADV) | Percentage of assets · Fixed fees |
| Assets under management | $230.1M across 564 accounts |
| SEC registration | Investment adviser representative in ID, TX · CRD 6951147 |
| Exams passed | Series 65 (2023) |
| Firm size | 4 employees |
| Disclosures | None reported |
| Website | www.scratch-capital.com |
Request an introduction to Justin
Tell Justin a little about what you're looking for. Justin isn't on Wellspent yet, so we'll let them know you're looking for help and pass your message on when they join. No cost, no obligation.
Questions about Justin
Is Justin Lunt a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Justin holds no broker registration, and Scratch Capital reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Justin charge for financial advice?
Justin's firm, Scratch Capital, reports charging a percentage of assets and fixed fees on its SEC Form ADV.
Where is Justin Lunt based?
Justin Lunt is based in Boise, Idaho.
What does Justin specialize in?
Justin's specialties include founders (pre-exit), tax planning, estate & legacy planning and equity compensation. Justin works with founders, executives and high earners.
Is Justin Lunt registered with the SEC?
Yes. Justin Lunt is registered as an investment adviser representative in ID and TX (CRD 6951147), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Scratch Capital manage?
Scratch Capital reports $230.1M across 564 accounts in assets under management.
How do I contact Justin Lunt?
Through Justin's website, www.scratch-capital.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Scratch Capital website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
See something wrong? Request a correction. Read our methodology.