Joseph Fowler
402 Financial · Lincoln, Nebraska
Joseph Fowler is a fee-only financial advisor at 402 Financial in Lincoln, Nebraska, who holds the CFP credential. Joseph focuses on retirement planning and tax planning. 402 Financial reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
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Specialties
Who they serve
- Retirees
- Pre-retirees
Facts
| Firm | 402 Financial |
|---|---|
| Based in | Lincoln, Nebraska |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Accepting new clients | Yes |
| Assets under management | $10.8M across 81 accounts |
| Credentials | CFP |
| SEC registration | Investment adviser representative in NE · CRD 7470183 |
| Exams passed | Series 65 (2022) |
| Firm size | 2 employees |
| Disclosures | None reported |
| Website | 402financial.com |
| Profile |
How Joseph's firm compares
- 402 Financial's average account is about $133,000, from its Form ADV (assets managed divided by 81 accounts).
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Questions about Joseph
Is Joseph Fowler a fee-only financial advisor?
Yes. Joseph Fowler is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Joseph's firm.
How does Joseph charge for financial advice?
Joseph's firm, 402 Financial, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
Where is Joseph Fowler based?
Joseph Fowler is based in Lincoln, Nebraska.
What does Joseph specialize in?
Joseph's specialties include retirement planning and tax planning. Joseph works with retirees and pre-retirees.
What credentials does Joseph Fowler hold?
Joseph Fowler holds the CFP credential.
Is Joseph Fowler registered with the SEC?
Yes. Joseph Fowler is registered as an investment adviser representative in NE (CRD 7470183), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How much does 402 Financial manage?
402 Financial reports $10.8M across 81 accounts in assets under management.
How do I contact Joseph Fowler?
Through Joseph's website, 402financial.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- NAPFA directory listing : NAPFA admits only fee-only advisors
- XY Planning Network directory listing : XYPN members are fee-only
- 402 Financial website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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