Joseph Barrios
Heritage Financial Counselors · Oyster Bay, New York
Joseph Barrios is a fee-only financial advisor at Heritage Financial Counselors in Oyster Bay, New York. Joseph focuses on retirement planning, estate & legacy planning and tax planning. Heritage Financial Counselors reports charging a percentage of assets and fixed fees on its Form ADV.
Request an introduction to Joseph →
Specialties
Who they serve
- Multi-generational families
Facts
| Firm | Heritage Financial Counselors |
|---|---|
| Based in | Oyster Bay, New York |
| Fee model (firm's Form ADV) | Percentage of assets · Fixed fees |
| Assets under management | $235.9M across 425 accounts |
| SEC registration | Investment adviser representative in NJ, NY · CRD 8240125 |
| Exams passed | Series 65 (2026) |
| Firm size | 5 employees |
| Disclosures | None reported |
| Website | www.heritagefinancialcounselors.com |
| Profile |
Request an introduction to Joseph
Tell Joseph a little about what you're looking for. Joseph isn't on Wellspent yet, so we'll let them know you're looking for help and pass your message on when they join. No cost, no obligation.
Questions about Joseph
Is Joseph Barrios a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Joseph holds no broker registration, and Heritage Financial Counselors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Joseph charge for financial advice?
Joseph's firm, Heritage Financial Counselors, reports charging a percentage of assets and fixed fees on its SEC Form ADV.
Where is Joseph Barrios based?
Joseph Barrios is based in Oyster Bay, New York.
What does Joseph specialize in?
Joseph's specialties include retirement planning, estate & legacy planning, tax planning and family wealth transfer. Joseph works with multi-generational families.
Is Joseph Barrios registered with the SEC?
Yes. Joseph Barrios is registered as an investment adviser representative in NJ and NY (CRD 8240125), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Heritage Financial Counselors manage?
Heritage Financial Counselors reports $235.9M across 425 accounts in assets under management.
How do I contact Joseph Barrios?
Through Joseph's website, www.heritagefinancialcounselors.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Heritage Financial Counselors website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
See something wrong? Request a correction. Read our methodology.