Jose Maria Bilbao Cunha Joia
Walters Strategic Advisors · Sarasota, Florida
Jose Maria Bilbao Cunha Joia is a fee-only financial advisor at Walters Strategic Advisors in Sarasota, Florida. Jose Maria focuses on tax planning, retirement planning and small business owners. Walters Strategic Advisors reports charging a percentage of assets and hourly fees on its Form ADV.
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Specialties
Who they serve
- Retirees
- Pre-retirees
Facts
| Firm | Walters Strategic Advisors |
|---|---|
| Based in | Sarasota, Florida |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly |
| Accepting new clients | Yes |
| Assets under management | $68.1M across 123 accounts |
| SEC registration | Investment adviser representative in FL · CRD 6764170 |
| Exams passed | Series 63 (2020) · Series 65 (2017) |
| Firm size | 2 employees |
| Disclosures | Reported; see the SEC record |
| Website | www.waltersadvisors.com |
How Jose Maria's firm compares
- Walters Strategic Advisors's average account is about $554,000, from its Form ADV (assets managed divided by 123 accounts).
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Questions about Jose Maria
Is Jose Maria Bilbao Cunha Joia a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Jose Maria holds no broker registration, and Walters Strategic Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Jose Maria charge for financial advice?
Jose Maria's firm, Walters Strategic Advisors, reports charging a percentage of assets and hourly fees on its SEC Form ADV.
Where is Jose Maria Bilbao Cunha Joia based?
Jose Maria Bilbao Cunha Joia is based in Sarasota, Florida.
What does Jose Maria specialize in?
Jose Maria's specialties include tax planning, retirement planning and small business owners. Jose Maria works with retirees and pre-retirees.
Is Jose Maria Bilbao Cunha Joia registered with the SEC?
Yes. Jose Maria Bilbao Cunha Joia is registered as an investment adviser representative in FL (CRD 6764170), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.
How much does Walters Strategic Advisors manage?
Walters Strategic Advisors reports $68.1M across 123 accounts in assets under management.
How do I contact Jose Maria Bilbao Cunha Joia?
Through Jose Maria's website, www.waltersadvisors.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Walters Strategic Advisors website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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