Joel Cavaliere
Blue Heron Capital · Englewood, Colorado
Joel Cavaliere is a fee-only financial advisor at Blue Heron Capital in Englewood, Colorado, who holds the CFP credential. Joel focuses on retirement planning, tax planning and estate & legacy planning. Blue Heron Capital reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
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Specialties
Who they serve
- Retirees
- Pre-retirees
Facts
| Firm | Blue Heron Capital |
|---|---|
| Based in | Englewood, Colorado |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Accepting new clients | Yes |
| Assets under management | $102.2M across 542 accounts |
| Credentials | CFP |
| SEC registration | Investment adviser representative in CO, TX · CRD 7097718 |
| Exams passed | Series 65 (2020) |
| Firm size | 8 employees |
| Disclosures | None reported |
| Website | yourmoneyyourretirement.com |
| Profile |
How Joel's firm compares
- Blue Heron Capital's average account is about $189,000, from its Form ADV (assets managed divided by 542 accounts).
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Questions about Joel
Is Joel Cavaliere a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Joel holds no broker registration, and Blue Heron Capital reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Joel charge for financial advice?
Joel's firm, Blue Heron Capital, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
Where is Joel Cavaliere based?
Joel Cavaliere is based in Englewood, Colorado.
What does Joel specialize in?
Joel's specialties include retirement planning, tax planning and estate & legacy planning. Joel works with retirees and pre-retirees.
What credentials does Joel Cavaliere hold?
Joel Cavaliere holds the CFP credential.
Is Joel Cavaliere registered with the SEC?
Yes. Joel Cavaliere is registered as an investment adviser representative in CO and TX (CRD 7097718), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Blue Heron Capital manage?
Blue Heron Capital reports $102.2M across 542 accounts in assets under management.
How do I contact Joel Cavaliere?
Through Joel's website, yourmoneyyourretirement.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Blue Heron Capital website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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