Janet Larsen
Step Financial · Seal Beach, California
Janet Larsen is a fee-only financial advisor at Step Financial in Seal Beach, California, who holds the CFP credential. Janet focuses on retirement planning and small business owners. Step Financial reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
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Specialties
Who they serve
- Pre-retirees
- Founders
Facts
| Firm | Step Financial |
|---|---|
| Based in | Seal Beach, California |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Assets under management | $5M across 15 accounts |
| Credentials | CFP |
| SEC registration | Investment adviser representative in CA · CRD 4579662 |
| Exams passed | Series 66 (2003) |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | www.stepfinancial.com |
| Profile |
How Janet's firm compares
- Step Financial's average account is about $333,000, from its Form ADV (assets managed divided by 15 accounts).
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Questions about Janet
Is Janet Larsen a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Janet holds no broker registration, and Step Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Janet charge for financial advice?
Janet's firm, Step Financial, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
Where is Janet Larsen based?
Janet Larsen is based in Seal Beach, California.
What does Janet specialize in?
Janet's specialties include retirement planning and small business owners. Janet works with pre-retirees and founders.
What credentials does Janet Larsen hold?
Janet Larsen holds the CFP credential.
Is Janet Larsen registered with the SEC?
Yes. Janet Larsen is registered as an investment adviser representative in CA (CRD 4579662), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Step Financial manage?
Step Financial reports $5M across 15 accounts in assets under management.
How do I contact Janet Larsen?
Through Janet's website, www.stepfinancial.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Step Financial website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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