James Grace
Modern Financial Wellness · Portsmouth, New Hampshire
James Grace is a fee-only financial advisor at Modern Financial Wellness in Portsmouth, New Hampshire, who holds the CFP credential. James charges a flat fee or retainer and an ongoing planning fee (ongoing planning from $4,200 a year) and focuses on flat-fee planning.
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Specialties
Who they serve
- Mid-life transitions
Facts
| Firm | Modern Financial Wellness |
|---|---|
| Based in | Portsmouth, New Hampshire |
| Fee model | Flat fee or retainer · Ongoing planning fee |
| Fees (firm's website) | Ongoing planning from $4,200 a year |
| Accepting new clients | Yes |
| Assets under management | $32.8M across 161 accounts |
| Credentials | CFP |
| SEC registration | Investment adviser representative in CT, MA, NH · CRD 5747346 |
| Exams passed | Series 63 (2010) · Series 65 (2010) |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | www.modernfinancialwellness.com |
| Profile |
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Questions about James
Is James Grace a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: James holds no broker registration, and Modern Financial Wellness reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does James charge for financial advice?
James charges a flat fee or retainer and an ongoing planning fee.
How much does James charge?
According to Modern Financial Wellness's website, checked October 30, 2026: ongoing planning from $4,200 a year.
Where is James Grace based?
James Grace is based in Portsmouth, New Hampshire.
What does James specialize in?
James's specialties include flat-fee planning. James works with mid-life transitions.
What credentials does James Grace hold?
James Grace holds the CFP credential.
Is James Grace registered with the SEC?
Yes. James Grace is registered as an investment adviser representative in CT, MA and NH (CRD 5747346), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Modern Financial Wellness manage?
Modern Financial Wellness reports $32.8M across 161 accounts in assets under management.
How do I contact James Grace?
Through James's website, www.modernfinancialwellness.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Modern Financial Wellness website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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