Charles Manih
Xpand Investment · Chula Vista, California
Charles Manih is a fee-only financial advisor at Xpand Investment in Chula Vista, California, who holds the CFA credential. Charles charges a percentage of assets, hourly fees and a one-time planning fee (one-time plans from $4,000 and $200 an hour) and focuses on retirement planning.
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Specialties
Facts
| Firm | Xpand Investment |
|---|---|
| Based in | Chula Vista, California |
| Fee model | Percentage of assets · Hourly · One-time planning fee |
| Fees (firm's website) | One-time plans from $4,000 · $200 an hour · 1.5% a year on the first tier of assets managed |
| Works virtually | Yes |
| Accepting new clients | Yes |
| Assets under management | $900K across 18 accounts |
| Credentials | CFA |
| SEC registration | Investment adviser representative in CA · CRD 7475359 |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | xpandinvestment.com |
| Profile |
How Charles's firm compares
- A one-time plan starts at $4,000, above the California median of $2,500 for fee-only firms that publish prices.
- The hourly rate is $200, below the California median of $300 for fee-only firms that publish prices.
- Xpand Investment's average account is about $50,000, from its Form ADV (assets managed divided by 18 accounts).
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Questions about Charles
Is Charles Manih a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Charles holds no broker registration, and Xpand Investment reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Charles charge for financial advice?
Charles charges a percentage of assets, hourly fees and a one-time planning fee.
How much does Charles charge?
According to Xpand Investment's website, checked October 30, 2026: one-time plans from $4,000; $200 an hour; 1.5% a year on the first tier of assets managed.
Does Charles work with clients virtually?
Yes. Xpand Investment says on its website that it works with clients remotely.
Where is Charles Manih based?
Charles Manih is based in Chula Vista, California.
What does Charles specialize in?
Charles's specialties include retirement planning.
What credentials does Charles Manih hold?
Charles Manih holds the CFA credential.
Is Charles Manih registered with the SEC?
Yes. Charles Manih is registered as an investment adviser representative in CA (CRD 7475359), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Xpand Investment manage?
Xpand Investment reports $900K across 18 accounts in assets under management.
How do I contact Charles Manih?
Through Charles's website, xpandinvestment.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Other fee-only advisors in California
Other advisors in California who focus on retirement planning
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Xpand Investment website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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