Cathy Curtis
Curtis Financial Planning, LLC · Oakland, California
Cathy Curtis is a fee-only financial advisor at Curtis Financial Planning, LLC in Oakland, California, who holds the CFP credential. Cathy charges a percentage of assets, a flat fee or retainer and an ongoing planning fee (ongoing planning from $10,000 a year and 1% a year on the first tier of assets managed) and focuses on sustainable & impact investing and small business owners.
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Specialties
Who they serve
- High earners
- Mid-life transitions
- Divorced individuals
- Pre-retirees
Facts
| Firm | Curtis Financial Planning, LLC |
|---|---|
| Based in | Oakland, California |
| Fee model | Percentage of assets · Flat fee or retainer · Ongoing planning fee |
| Fees (firm's website) | Ongoing planning from $10,000 a year · 1% a year on the first tier of assets managed · A $1,000,000 asset minimum |
| Accepting new clients | Yes |
| Assets under management | $163.5M across 238 accounts |
| Credentials | CFP |
| SEC registration | Investment adviser representative in CA · CRD 1644947 |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | curtisfinancialplanning.com |
| Profile |
How Cathy's firm compares
- Ongoing planning starts at $10,000 a year, above the California median of $6,000 for fee-only firms that publish prices.
- Curtis Financial Planning, LLC's average account is about $687,000, from its Form ADV (assets managed divided by 238 accounts).
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Questions about Cathy
Is Cathy Curtis a fee-only financial advisor?
Yes. Cathy Curtis is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Cathy's firm.
How does Cathy charge for financial advice?
Cathy charges a percentage of assets, a flat fee or retainer and an ongoing planning fee.
How much does Cathy charge?
According to Curtis Financial Planning, LLC's website, checked October 28, 2026: ongoing planning from $10,000 a year; 1% a year on the first tier of assets managed; a $1,000,000 asset minimum.
Where is Cathy Curtis based?
Cathy Curtis is based in Oakland, California.
What does Cathy specialize in?
Cathy's specialties include sustainable & impact investing and small business owners. Cathy works with high earners, mid-life transitions, divorced individuals and pre-retirees.
What credentials does Cathy Curtis hold?
Cathy Curtis holds the CFP credential.
Is Cathy Curtis registered with the SEC?
Yes. Cathy Curtis is registered as an investment adviser representative in CA (CRD 1644947), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How much does Curtis Financial Planning, LLC manage?
Curtis Financial Planning, LLC reports $163.5M across 238 accounts in assets under management.
How do I contact Cathy Curtis?
Through Cathy's website, curtisfinancialplanning.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- XY Planning Network directory listing : XYPN members are fee-only
- Curtis Financial Planning, LLC website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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