Carman Kubanda
Holistic Financial, Tax, Estate, Business Planning from a boutique firm.
Innovative Wealth Building · Fort Worth, Texas
Carman Kubanda is a fee-only financial advisor at Innovative Wealth Building in Fort Worth, Texas, who holds the CFP credential. Carman charges a percentage of assets, a subscription and a one-time planning fee and focuses on small business owners, retirement planning and equity compensation.
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Specialties
Who they serve
- High earners
- HENRY (High Earners, Not Rich Yet)
- Founders
- Retirees
- Pre-retirees
- Early-career professionals
About
Hi I'm Carman! You won't find any sales pitches or generic advice here. As a CFP® I look at the whole picture, not just your investments. We specialize in working with business owners, self-employed, or individuals nearing retirement. Because we are independent we can integrate seamlessly into your team with accountants, tax lawyers, estate, etc...
Services
- 401(k) & IRA Management
- Asset Allocation
- Pension Planning
- Investment Management
- Insurance Planning
- Financial Planning
- Estate Planning
- Tax Strategy
- Wealth Management
- Retirement Planning
- Portfolio Rebalancing
- Financial Advice & Coaching
- Stock Option Planning
- Insurance/Risk Management
- Charitable Giving
- Social Security Planning
Facts
| Firm | Innovative Wealth Building |
|---|---|
| Based in | Fort Worth, Texas |
| Fee model | Percentage of assets · Subscription · One-time planning fee |
| Accepting new clients | Yes |
| Assets under management | $500M - $1B |
| Firm founded | 2021 |
| Firm size | 6 - 20 employees |
| Credentials | CFP |
| Investment approach | Blend of both · Passive management |
| SEC registration | Investment adviser representative in TX · CRD 7193096 |
| Exams passed | Series 66 (2020) |
| Firm size | 17 employees |
| Disclosures | None reported |
| Website | innovativewealthbuilding.com/carman |
| Profile |
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Questions about Carman
Is Carman Kubanda a fee-only financial advisor?
Yes. Carman Kubanda is listed in the public advisor directory (listed as fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Carman's firm.
How does Carman charge for financial advice?
Carman charges a percentage of assets, a subscription and a one-time planning fee.
Where is Carman Kubanda based?
Carman Kubanda is based in Fort Worth, Texas.
What does Carman specialize in?
Carman's specialties include small business owners, retirement planning, equity compensation, pension planning and tax planning. Carman works with high earners, HENRY (High Earners, Not Rich Yet), founders, retirees and pre-retirees.
What credentials does Carman Kubanda hold?
Carman Kubanda holds the CFP credential.
Is Carman Kubanda registered with the SEC?
Yes. Carman Kubanda is registered as an investment adviser representative in TX (CRD 7193096), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How much does Innovative Wealth Building manage?
Innovative Wealth Building reports $500M - $1B in assets under management.
How do I contact Carman Kubanda?
Through Carman's website, innovativewealthbuilding.com/carman.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- Public advisor directory : listed as fee-only
- Innovative Wealth Building website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 25, 2026.
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