Financial advisors for retirement planning in Chicago, Illinois
Which financial advisor should I talk to about retirement planning in Chicago?
For retirement planning in Chicago, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Kerry Prazak of The Mather Group, Stratton Harrison of Vita Wealth Management and Luke Van de Loo of Sullivan Mermel, Inc..
Where to start
Chosen from what each record shows: credentials that fit this work and fees on file, one advisor per firm.
- Kerry Prazak The Mather Group, Chicago City Holds the CFP, EA and CPA. Fees on file: percentage of assets, hourly.
- Stratton Harrison Vita Wealth Management, Chicago City Holds the CFP and EA. Fees on file: percentage of assets, flat fee or retainer.
- Luke Van de Loo Sullivan Mermel, Inc., Chicago City Holds the CFP and CPA. Fees on file: ongoing planning fee, one-time planning fee.
- Garrett Chmiola Valeo Financial Advisors, Chicago City Holds the CFP and CPA. Fees on file: flat fee or retainer, percentage of assets.
- Robert Riedl Endowment Wealth Management, Inc., Chicago City Holds the CFP and CPA. Fees on file: percentage of assets.
- Patti Hughes Lake Life Wealth Advisory Group LLC, Chicago City Holds the CFP and CPA. Fees on file: ongoing planning fee.
How many fee-only financial advisors in Chicago work on retirement planning?
The Wellspent public graph lists 51 fee-only advisors for retirement planning in Chicago, at 34 firms. We counted every advisor record that lists this work, as of November 2026.
How do fee-only advisors for retirement planning in Chicago charge?
The most common fee among fee-only advisors for retirement planning in Chicago is a percentage of assets, used by 86% of the 51 with fees on file. Many use more than one: 45% charge fixed fees and 39% charge by the hour.
How much do fee-only financial advisors charge in Chicago?
Fee-only financial advisors in Chicago charge a median of $7,800 a year for ongoing planning. We found this across the published prices of 14 Chicago firms.
How much does a one-time financial plan cost in Chicago?
A one-time financial plan from a fee-only firm in Chicago has a median price of $1,500. We found this across the published prices of 10 Chicago firms.
What credentials should a financial advisor for retirement planning have?
For retirement planning, look for the CFP, EA and CPA. In Chicago, 55% of the 51 advisors listed hold the CFP.
- CFP55% in Chicago
- The CFP covers income, tax, insurance, and estate decisions together.
- EA4% in Chicago
- Enrolled agents help with Roth conversions and withdrawal order.
- CPA12% in Chicago
- CPAs help with the tax side of withdrawals.
How do Chicago advisors for retirement planning compare with the rest of the US?
12% of fee-only advisors for retirement planning in Chicago hold the CPA, compared with 2% of the 7,304 listed across the US. That's the largest difference in the Wellspent public graph between the two groups.
Dark bars are Chicago. Light bars are all US advisors for retirement planning.
Does Illinois tax Social Security?
No. Illinois doesn't tax Social Security. Its treatment of IRA withdrawals and pensions has its own rules, so ask to see them in your plan.
What should I ask a financial advisor about retirement planning in Chicago?
- How do you decide which accounts I draw from first?
- When would you have me claim Social Security, and why?
- How do you handle a bad market in my first years of retirement?
- Will you run Roth conversion scenarios for me each year?
- How does Illinois tax each source of my retirement income?
How current is this list of fee-only advisors for retirement planning in Chicago?
Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.
All 51 advisors
| Advisor | Firm | City | Credentials | Fees |
|---|---|---|---|---|
| Amy Rosenow Advice-only planning and financial education for women, families and entrepreneurs, from a former investment firm COO and angel investor. | Bold Vision Financial | Chicago | CFP, CFA | One-time planning fee, Hourly |
| Garrett Chmiola Valeo is an independent, fee-only financial advisory firm offering objective, independent guidance for one transparent fee | Valeo Financial Advisors | Chicago | CFP, CPA | Flat fee or retainer, Percentage of assets |
| Andrea Oliver | One Wild Life Advisors, LLC | Chicago | CFP | Flat fee or retainer, One-time planning fee |
| Jacquelin Liautaud | One Wild Life Advisors, LLC | Chicago | CFP | Flat fee or retainer, One-time planning fee |
| Jessica Merino | Merino Wealth Management | Chicago | CFP | Percentage of assets, Ongoing planning fee |
| Patrick Bourbon Objective, holistic planning for U.S. residents and cross-border families navigating tax and regulatory rules in more than one country. | Bourbon Financial Management | Chicago | CFA, CFP, MSEE, MSFS | Subscription |
| Patti Hughes | Lake Life Wealth Advisory Group LLC | Chicago | CFP, CPA | Ongoing planning fee |
| Stratton Harrison | Vita Wealth Management | Chicago | CFP, EA | Percentage of assets, Flat fee or retainer |
| Arun Soni | Avenue 90 Financial | Chicago | CFA, CFP | Percentage of assets, Hourly |
| Kerry Prazak | The Mather Group | Chicago | CFP, CRPC, MBA, RFC | Percentage of assets, Hourly |
| Luke Van de Loo | Sullivan Mermel, Inc. | Chicago | CFP, CPA, MA | Ongoing planning fee, One-time planning fee |
| Robert Riedl | Endowment Wealth Management, Inc. | Chicago | AWMA, BS, CFA, CFP | Percentage of assets |
| Kelly Stanley | Cogent Strategic Wealth | Chicago | CFP, MBA | Percentage of assets |
| Matthew Knoll | The Planning Center | Chicago | CFP, MBA, CAP | Percentage of assets, Hourly |
| Henry Gorecki | HG Wealth Management | Chicago | CFP | Percentage of assets, Hourly |
| Jeffrey Kostis | JK Financial Planning, Inc. | Chicago | BBA, CDFA, CFP, CPA/PFS | Percentage of assets, Hourly |
| Mike Cattapan Affordable, objective advice-only planning for individuals and families at any stage of life or level of wealth. | Abundo Wealth | Chicago | Not listed | Subscription |
| Robert Finley | Virtue Asset Management | Chicago | CFA, CFP | Percentage of assets |
| Thomas Van Spankeren | RISE Investments | Chicago | CFP, CFA | Percentage of assets |
| Vincent DeCrow | RISE Investments | Chicago | CFP | Percentage of assets |
| Matthew Furlong | Furlong Investment Solutions | Chicago | CFP, CFA | Percentage of assets, Hourly |
| Alexander Hemsley | Hemsley Advisors | Chicago | CFP | Percentage of assets, Hourly |
| John Burns | Factor Wealth Management | Chicago | CFP | Percentage of assets, Hourly |
| Randolph Hardy | Factor Wealth Management | Chicago | CFP, CFA | Percentage of assets, Hourly |
| Timothy McGrath | Riverpoint Wealth Management | Chicago | CFP, ChFC | Percentage of assets, Fixed fees |
| David Maley | 1102 Partners | Chicago | CFP | Percentage of assets |
| Julia Zakarias | GenFi Family and Fiduciary Services | Chicago | CFP | Percentage of assets, Hourly |
| Vinnie Maliakkal | Wavvest | Chicago | CFP | Percentage of assets |
| Jacob Bossert | Konza Global Wealth Group | Chicago | CFP, ChFC | Percentage of assets, Fixed fees |
| Kyle McGrath | Riverpoint Wealth Management | Chicago | CFA | Percentage of assets, Fixed fees |
| Montaser Takrouri | Azzad Asset Management | Chicago | Not listed | Percentage of assets |
| Paul Merrick | Riverpoint Wealth Management | Chicago | CFA | Percentage of assets, Fixed fees |
| James Langer | Wavvest | Chicago | CFA | Percentage of assets |
| Melanie Husk | MEL Consulting | Chicago | Not listed | Percentage of assets, Hourly |
| Michael Tilatti | Tilatti Wealth Management | Chicago | CFA | Percentage of assets, Fixed fees |
| Brett Grossman | Factor Wealth Management | Chicago | Not listed | Percentage of assets, Hourly |
| Elena Sargent | Factor Wealth Management | Chicago | Not listed | Percentage of assets, Hourly |
| Michael Marietti | Riverbend Planning Group | Chicago | Not listed | Percentage of assets, Hourly |
| Nicholas Martin | Hemsley Advisors | Chicago | Not listed | Percentage of assets, Hourly |
| Noah Shidlofsky | Riverpoint Wealth Management | Chicago | Not listed | Percentage of assets, Fixed fees |
| Robert DiLegge | Hemsley Advisors | Chicago | Not listed | Percentage of assets, Hourly |
| Ryan Robertson | Factor Wealth Management | Chicago | Not listed | Percentage of assets, Hourly |
| William Dippell | Milestone Money | Chicago | Not listed | Flat fee or retainer, Ongoing planning fee |
| Andrew Farinelli | Wavvest | Chicago | Not listed | Percentage of assets |
| Brendan King | Wavvest | Chicago | Not listed | Percentage of assets |
| Johnny Jones | Atlatl Advisers | Chicago | Not listed | Percentage of assets, Hourly |
| Sinon Bennett | Wavvest | Chicago | Not listed | Percentage of assets |
| Michael Distasio | Valor Advisers | Chicago | Not listed | Percentage of assets, Hourly |
| Beth Smyth | MWS Capital Consultants | Chicago | Not listed | Percentage of assets |
| Ryan Hartung | MWS Capital Consultants | Chicago | Not listed | Percentage of assets |
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