Firm
Thoughtful Financial Planning
Minneapolis, Minnesota
Fee-only
Thoughtful Financial Planning at a glance
- One of 180 fee-only firms based in Minnesota in the Wellspent graph.
- 1 advisor is listed here, who holds the CFP.
- Its Form ADV reports 1 employee and 20 individual clients, 2 of them high net worth.
- Its average account is about $84,000 (assets it manages divided by its 81 accounts).
- Its ongoing planning fee starts at $3,372 a year, above the Minnesota median of $2,100.
- Its website says it's taking new clients.
Fee-only advisors in Minnesota · What fee-only advisors charge in Minnesota
Facts
| Based in | Minneapolis, Minnesota |
|---|---|
| Website | thoughtfulfinancialplanning.com |
| [email protected] | |
| Phone | (612) 460-7355 |
Thoughtful Financial Planning fees
What the firm's own website says it charges, checked October 28, 2026. We keep a price only when the exact words stating it appear on the page.
| Ongoing planning | From $3,372 a year |
|---|---|
| One-time plan | From $850 |
| Hourly | $425 an hour |
| Asset-based fee | 1% a year on the first tier of assets |
| How it charges | Percentage of assets · Ongoing planning fee · Hourly · Flat fee · One-time plans or projects |
In the firm's words
"$281/month for a single person, $392/month for a couple" source
"Tier 1: A flat fee of $850 for planning/consulting of a scope that would be appropriate for us to attempt in 2 billable hours." source
"financial planning services are also available at an hourly rate of $425 per hour" source
"1% of the balance of your total savings and investment assets, divided by 12" source
For comparison, fee-only firms that publish prices charge a median of $4,500 a year for ongoing planning, $2,000 for a one-time plan, $300 an hour, or 1% of assets. See the fee report.
What its SEC filing says
| Paid by | Percentage of assets · Hourly · Fixed fees |
|---|---|
| Assets managed | $7 million |
| Individual clients | 18 |
| High-net-worth clients | 2 |
| Accounts managed | 81 |
| Employees | 1 |
| Planning clients | 26-50 |
| Financial planning | Offered |
| Form ADV filed | March 31, 2026 |
| SEC record | CRD 171525 |