Firm
Optimal Capital Advisors
Traverse City, Michigan
Fee-only
Optimal Capital Advisors at a glance
- One of 237 fee-only firms based in Michigan in the Wellspent graph.
- 2 advisors are listed here.
- Its Form ADV reports 2 employees and 127 individual clients, 25 of them high net worth.
- Its average account is about $538,000 (assets it manages divided by its 223 accounts).
Fee-only advisors in Michigan · What fee-only advisors charge in Michigan
Facts
| Based in | Traverse City, Michigan |
|---|---|
| Website | optimalcapital.com |
| Phone | (231) 933-4677 |
Optimal Capital Advisors fees
Optimal Capital Advisors doesn't publish its prices on its website, or we couldn't confirm them word for word. Ask for its Form ADV Part 2A, which must describe its fees.
For comparison, fee-only firms that publish prices charge a median of $4,500 a year for ongoing planning, $2,000 for a one-time plan, $300 an hour, or 1% of assets. See the fee report.
What its SEC filing says
| Paid by | Percentage of assets · Hourly · Fixed fees · Performance-based fees |
|---|---|
| Assets managed | $120 million |
| Individual clients | 102 |
| High-net-worth clients | 25 |
| Accounts managed | 223 |
| Employees | 2 |
| Planning clients | 1-10 |
| Registered with | The SEC (801-68219) |
| Financial planning | Offered |
| Form ADV filed | March 23, 2026 |
| SEC record | CRD 144719 |