Firm
Lach Financial
Louisville, Kentucky
Fee-only
Lach Financial at a glance
- One of 65 fee-only firms based in Kentucky in the Wellspent graph.
- 1 advisor is listed here, who holds the CFP.
- Its Form ADV reports 1 employee and 39 individual clients, 5 of them high net worth.
- Its average account is about $214,000 (assets it manages divided by its 129 accounts).
Fee-only advisors in Kentucky · What fee-only advisors charge in Kentucky
Facts
| Based in | Louisville, Kentucky |
|---|---|
| Website | lachfinancial.com |
| Phone | (502) 295-7887 |
Lach Financial fees
What the firm's own website says it charges, checked October 30, 2026. We keep a price only when the exact words stating it appear on the page.
| Hourly | $300 an hour |
|---|---|
| Asset-based fee | 1% a year on the first tier of assets |
| Account minimum | $400,000 |
| How it charges | Percentage of assets · Hourly · Ongoing planning fee |
In the firm's words
"we offer hourly services at a rate of $300 per hour." source
"$0 to $1,000,000 1.00% per year" source
"there is a $400,000 minimum initial investment for on-going financial planning services." source
"Our on-going clients are charged based on assets under management according to the following schedule:" source
For comparison, fee-only firms that publish prices charge a median of $4,500 a year for ongoing planning, $2,000 for a one-time plan, $300 an hour, or 1% of assets. See the fee report.
What its SEC filing says
| Paid by | Percentage of assets · Hourly · Fixed fees |
|---|---|
| Assets managed | $28 million |
| Individual clients | 34 |
| High-net-worth clients | 5 |
| Accounts managed | 129 |
| Employees | 1 |
| Planning clients | 26-50 |
| Financial planning | Offered |
| Form ADV filed | March 24, 2026 |
| SEC record | CRD 157065 |