William Torres
Cerda Munoz Advisors · Cerritos, California
William Torres is a fee-only financial advisor at Cerda Munoz Advisors in Cerritos, California, who holds the PFS credential. Cerda Munoz Advisors reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
Request an introduction to William →
Facts
| Firm | Cerda Munoz Advisors |
|---|---|
| Based in | Cerritos, California |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Assets under management | $265.7M across 902 accounts |
| Credentials | PFS |
| SEC registration | Investment adviser representative in CA · CRD 4316221 |
| Exams passed | Series 63 (2001) · Series 66 (2007) |
| Firm size | 7 employees |
| Disclosures | None reported |
| Website | www.btcocpa.com/wealth |
How William's firm compares
- Cerda Munoz Advisors's average account is about $295,000, from its Form ADV (assets managed divided by 902 accounts).
Request an introduction to William
Tell William a little about what you're looking for. William isn't on Wellspent yet, so we'll let them know you're looking for help and pass your message on when they join. No cost, no obligation.
Questions about William
Is William Torres a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: William holds no broker registration, and Cerda Munoz Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does William charge for financial advice?
William's firm, Cerda Munoz Advisors, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
Where is William Torres based?
William Torres is based in Cerritos, California.
What credentials does William Torres hold?
William Torres holds the PFS credential.
Is William Torres registered with the SEC?
Yes. William Torres is registered as an investment adviser representative in CA (CRD 4316221), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Cerda Munoz Advisors manage?
Cerda Munoz Advisors reports $265.7M across 902 accounts in assets under management.
How do I contact William Torres?
Through William's website, www.btcocpa.com/wealth.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
See something wrong? Request a correction. Read our methodology.