Vivianna Zhao
X and Y Advisors · El Segundo, California
Vivianna Zhao is a fee-only financial advisor at X and Y Advisors in El Segundo, California. X and Y Advisors reports charging fixed fees on its Form ADV.
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Facts
| Firm | X and Y Advisors |
|---|---|
| Based in | El Segundo, California |
| Fee model (firm's Form ADV) | Fixed fees |
| Assets under management | $18.8M across 75 accounts |
| SEC registration | Investment adviser representative in CA · CRD 6768281 |
| Exams passed | Series 65 (2017) |
| Firm size | 2 employees |
| Disclosures | None reported |
| Website | www.xandyadvisors.com |
How Vivianna's firm compares
- X and Y Advisors's average account is about $251,000, from its Form ADV (assets managed divided by 75 accounts).
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Questions about Vivianna
Is Vivianna Zhao a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Vivianna holds no broker registration, and X and Y Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Vivianna charge for financial advice?
Vivianna's firm, X and Y Advisors, reports charging fixed fees on its SEC Form ADV.
Where is Vivianna Zhao based?
Vivianna Zhao is based in El Segundo, California.
Is Vivianna Zhao registered with the SEC?
Yes. Vivianna Zhao is registered as an investment adviser representative in CA (CRD 6768281), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does X and Y Advisors manage?
X and Y Advisors reports $18.8M across 75 accounts in assets under management.
How do I contact Vivianna Zhao?
Through Vivianna's website, www.xandyadvisors.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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