Valerie Rivera
FirstGen Wealth · Chicago, Illinois
Valerie Rivera is a fee-only financial advisor at FirstGen Wealth in Chicago, Illinois, who holds the CFP credential. Valerie charges a flat fee or retainer, an ongoing planning fee and a one-time planning fee (ongoing planning from $6,750 a year and one-time plans from $1,500) and focuses on equity compensation, tax planning and student loans.
Request an introduction to Valerie →
Specialties
Who they serve
- Early-career professionals
- Tech employees
- Founders
Facts
| Firm | FirstGen Wealth |
|---|---|
| Based in | Chicago, Illinois |
| Fee model | Flat fee or retainer · Ongoing planning fee · One-time planning fee |
| Fees (firm's website) | Ongoing planning from $6,750 a year · One-time plans from $1,500 |
| Works virtually | Yes |
| Accepting new clients | Yes |
| Assets under management | $6.9M across 80 accounts |
| Credentials | CFP |
| SEC registration | Investment adviser representative in CA, IL · CRD 6149032 |
| Exams passed | Series 63 (2013) · Series 65 (2016) |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | 1genwealth.com |
| Profile |
How Valerie's firm compares
- Ongoing planning starts at $6,750 a year, above the Illinois median of $5,000 for fee-only firms that publish prices.
- A one-time plan starts at $1,500, below the Illinois median of $2,625 for fee-only firms that publish prices.
- FirstGen Wealth's average account is about $86,000, from its Form ADV (assets managed divided by 80 accounts).
Request an introduction to Valerie
Tell Valerie a little about what you're looking for. Valerie isn't on Wellspent yet, so we'll let them know you're looking for help and pass your message on when they join. No cost, no obligation.
Questions about Valerie
Is Valerie Rivera a fee-only financial advisor?
Yes. Valerie Rivera is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Valerie's firm.
How does Valerie charge for financial advice?
Valerie charges a flat fee or retainer, an ongoing planning fee and a one-time planning fee.
How much does Valerie charge?
According to FirstGen Wealth's website, checked October 28, 2026: ongoing planning from $6,750 a year; one-time plans from $1,500.
Does Valerie work with clients virtually?
Yes. FirstGen Wealth says on its website that it works with clients remotely.
Where is Valerie Rivera based?
Valerie Rivera is based in Chicago, Illinois.
What does Valerie specialize in?
Valerie's specialties include equity compensation, tax planning, student loans and family wealth transfer. Valerie works with early-career professionals, tech employees and founders.
What credentials does Valerie Rivera hold?
Valerie Rivera holds the CFP credential.
Is Valerie Rivera registered with the SEC?
Yes. Valerie Rivera is registered as an investment adviser representative in CA and IL (CRD 6149032), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How much does FirstGen Wealth manage?
FirstGen Wealth reports $6.9M across 80 accounts in assets under management.
How do I contact Valerie Rivera?
Through Valerie's website, 1genwealth.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- XY Planning Network directory listing : XYPN members are fee-only
- FirstGen Wealth website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
See something wrong? Request a correction. Read our methodology.