Thomas Waring
Note Advisors · Buffalo, New York
Thomas Waring is a fee-only financial advisor at Note Advisors in Buffalo, New York, who holds the ChFC credential. Thomas focuses on small business owners, tax planning and estate & legacy planning. Note Advisors reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
Request an introduction to Thomas →
Specialties
Facts
| Firm | Note Advisors |
|---|---|
| Based in | Buffalo, New York |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Accepting new clients | Yes |
| Assets under management | $437.0M across 1,183 accounts |
| Credentials | ChFC |
| SEC registration | Investment adviser representative in NY · CRD 1060143 |
| Exams passed | Series 63 (1998) · Series 65 (1999) |
| Firm size | 11 employees |
| Disclosures | None reported |
| Website | www.noteadvisor.com |
How Thomas's firm compares
- Note Advisors's average account is about $369,000, from its Form ADV (assets managed divided by 1,183 accounts).
Request an introduction to Thomas
Tell Thomas a little about what you're looking for. Thomas isn't on Wellspent yet, so we'll let them know you're looking for help and pass your message on when they join. No cost, no obligation.
Questions about Thomas
Is Thomas Waring a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Thomas holds no broker registration, and Note Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Thomas charge for financial advice?
Thomas's firm, Note Advisors, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
Where is Thomas Waring based?
Thomas Waring is based in Buffalo, New York.
What does Thomas specialize in?
Thomas's specialties include small business owners, tax planning and estate & legacy planning.
What credentials does Thomas Waring hold?
Thomas Waring holds the ChFC credential.
Is Thomas Waring registered with the SEC?
Yes. Thomas Waring is registered as an investment adviser representative in NY (CRD 1060143), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Note Advisors manage?
Note Advisors reports $437.0M across 1,183 accounts in assets under management.
How do I contact Thomas Waring?
Through Thomas's website, www.noteadvisor.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Note Advisors website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
See something wrong? Request a correction. Read our methodology.