Stephen Howard
Howard Financial Services · Dallas, Texas
Stephen Howard is a fee-only financial advisor at Howard Financial Services in Dallas, Texas. Howard Financial Services reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
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Facts
| Firm | Howard Financial Services |
|---|---|
| Based in | Dallas, Texas |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Assets under management | $1.40B across 1,276 accounts |
| SEC registration | Investment adviser representative in TX · CRD 5000726 |
| Exams passed | Series 65 (2012) |
| Firm size | 24 employees |
| Disclosures | None reported |
| Website | www.hfs-wm.com |
How Stephen's firm compares
- Howard Financial Services's average account is about $1.1 million, from its Form ADV (assets managed divided by 1,276 accounts).
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Questions about Stephen
Is Stephen Howard a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Stephen holds no broker registration, and Howard Financial Services reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Stephen charge for financial advice?
Stephen's firm, Howard Financial Services, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
Where is Stephen Howard based?
Stephen Howard is based in Dallas, Texas.
Is Stephen Howard registered with the SEC?
Yes. Stephen Howard is registered as an investment adviser representative in TX (CRD 5000726), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Howard Financial Services manage?
Howard Financial Services reports $1.40B across 1,276 accounts in assets under management.
How do I contact Stephen Howard?
Through Stephen's website, www.hfs-wm.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Other fee-only advisors in Dallas
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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