Ryan Smith
Beacon Wealthcare · Raleigh, North Carolina
Ryan Smith is a fee-only financial advisor at Beacon Wealthcare in Raleigh, North Carolina, who holds the CFP credential. Ryan charges a percentage of assets (1.25% a year on the first tier of assets managed) and focuses on tax planning and student loans.
Request an introduction to Ryan →
Specialties
Facts
| Firm | Beacon Wealthcare |
|---|---|
| Based in | Raleigh, North Carolina |
| Fee model | Percentage of assets |
| Fees (firm's website) | 1.25% a year on the first tier of assets managed |
| Assets under management | $308.3M across 908 accounts |
| Credentials | CFP |
| SEC registration | Investment adviser representative in NC · CRD 5066531 |
| Exams passed | Series 63 (2007) · Series 65 (2008) |
| Firm size | 6 employees |
| Disclosures | None reported |
| Website | www.beaconwc.com |
How Ryan's firm compares
- Beacon Wealthcare's average account is about $340,000, from its Form ADV (assets managed divided by 908 accounts).
Request an introduction to Ryan
Tell Ryan a little about what you're looking for. Ryan isn't on Wellspent yet, so we'll let them know you're looking for help and pass your message on when they join. No cost, no obligation.
Questions about Ryan
Is Ryan Smith a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Ryan holds no broker registration, and Beacon Wealthcare reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Ryan charge for financial advice?
Ryan charges a percentage of assets.
How much does Ryan charge?
According to Beacon Wealthcare's website, checked October 30, 2026: 1.25% a year on the first tier of assets managed.
Where is Ryan Smith based?
Ryan Smith is based in Raleigh, North Carolina.
What does Ryan specialize in?
Ryan's specialties include tax planning and student loans.
What credentials does Ryan Smith hold?
Ryan Smith holds the CFP credential.
Is Ryan Smith registered with the SEC?
Yes. Ryan Smith is registered as an investment adviser representative in NC (CRD 5066531), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Beacon Wealthcare manage?
Beacon Wealthcare reports $308.3M across 908 accounts in assets under management.
How do I contact Ryan Smith?
Through Ryan's website, www.beaconwc.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Beacon Wealthcare website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
See something wrong? Request a correction. Read our methodology.