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Advisor

Ryan Smeltzer

Highland Consulting Associates · Cleveland, Ohio

Ryan Smeltzer is a fee-only financial advisor at Highland Consulting Associates in Cleveland, Ohio, who holds the CFA credential. Highland Consulting Associates reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Percentage of assetsHourlyFixed fees Fee-only CFA

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Facts

FirmHighland Consulting Associates
Based in Cleveland, Ohio
Fee model (firm's Form ADV)Percentage of assets · Hourly · Fixed fees
Assets under management$21.93B across 468 accounts
CredentialsCFA
SEC registration Investment adviser representative in OH · CRD 7336623
Exams passedSeries 65 (2021)
Firm size28 employees
Disclosures None reported
Websitewww.highlandusa.net

How Ryan's firm compares

  • Highland Consulting Associates's average account is about $46.9 million, from its Form ADV (assets managed divided by 468 accounts).

What fee-only advisors charge in Ohio

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Questions about Ryan

Is Ryan Smeltzer a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Ryan holds no broker registration, and Highland Consulting Associates reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

How does Ryan charge for financial advice?

Ryan's firm, Highland Consulting Associates, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

Where is Ryan Smeltzer based?

Ryan Smeltzer is based in Cleveland, Ohio.

What credentials does Ryan Smeltzer hold?

Ryan Smeltzer holds the CFA credential.

Is Ryan Smeltzer registered with the SEC?

Yes. Ryan Smeltzer is registered as an investment adviser representative in OH (CRD 7336623), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

How much does Highland Consulting Associates manage?

Highland Consulting Associates reports $21.93B across 468 accounts in assets under management.

How do I contact Ryan Smeltzer?

Through Ryan's website, www.highlandusa.net.

What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms

Where this information comes from

  • SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
  • SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
  • Directory listing last checked October 30, 2026.

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