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Advisor

Ryan Johnson

We help successful professionals and families simplify their finances, make confident decisions, and align their money with the life they want to live.

Hundred Financial Planning · Grand Rapids, Michigan

Ryan Johnson is a fee-only financial advisor at Hundred Financial Planning in Grand Rapids, Michigan, who holds the CFP credential. Ryan charges a one-time planning fee, a percentage of assets, a subscription and a flat fee or retainer (no asset minimum) and focuses on small business owners, equity compensation and sustainable & impact investing.

One-time planning feePercentage of assetsSubscription Fee-only Fiduciary CFP

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Specialties

Who they serve

  • High earners
  • HENRY (High Earners, Not Rich Yet)
  • Executives
  • Founders
  • Early-career professionals
  • Cross-border families

About

Hundred Financial Planning is a fee-only financial planning firm helping successful professionals and families bring clarity, confidence, and structure to their financial lives. We work with people who have outgrown DIY tools and want a thoughtful partner to help them make smart, intentional decisions about money.

Our clients are often balancing career growth, major life transitions, and increasingly complex finances, from stock compensation and tax planning to buying a home, growing a family, or planning for early financial independence. We help organize every moving part into a cohesive plan that connects your money to your goals and values.

Whether it’s reviewing your tax return, managing investments, coordinating with your CPA or estate attorney, or simply helping you know where to focus next, we’re here to make financial planning feel simpler, clearer, and more aligned with your life.

Services

  • Asset Allocation
  • Charitable Giving
  • Debt Management
  • ESG/Impact Investing
  • Executive Compensation
  • Financial Advice & Coaching
  • Insurance/Risk Management
  • Life Transition Planning
  • Portfolio Management
  • Risk Management
  • Stock Option Planning
  • Wealth Management
  • Tax Strategy
  • Retirement Planning
  • Portfolio Rebalancing
  • Philanthropic Planning
  • Liquidity & Exit Planning
  • Investment Management
  • Insurance Planning
  • Financial Planning
  • Family Wealth Transfer
  • Estate Planning
  • Education Planning
  • College/Education Planning

Facts

FirmHundred Financial Planning
Based in Grand Rapids, Michigan
Fee modelOne-time planning fee · Percentage of assets · Subscription · Flat fee or retainer
Fees (firm's website)No asset minimum
Accepting new clientsYes
Assets under management$500M - $1B
Firm founded2024
Firm size1 employee
CredentialsCFP
Investment approachPassive management
SEC registration Investment adviser representative in MI, MN · CRD 7510803
Exams passedSeries 65 (2022) · Series 63 (2022)
Firm size69 employees
Disclosures None reported
Websitehundredfp.com
LinkedInProfile

How Ryan's firm compares

  • Hundred Financial Planning's average account is about $294,000, from its Form ADV (assets managed divided by 4,262 accounts).

What fee-only advisors charge in Michigan

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Tell Ryan a little about what you're looking for. Ryan isn't on Wellspent yet, so we'll let them know you're looking for help and pass your message on when they join. No cost, no obligation.

Questions about Ryan

Is Ryan Johnson a fee-only financial advisor?

Yes. Ryan Johnson is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Ryan's firm.

How does Ryan charge for financial advice?

Ryan charges a one-time planning fee, a percentage of assets, a subscription and a flat fee or retainer.

How much does Ryan charge?

According to Hundred Financial Planning's website, checked October 28, 2026: no asset minimum.

Where is Ryan Johnson based?

Ryan Johnson is based in Grand Rapids, Michigan.

What does Ryan specialize in?

Ryan's specialties include small business owners, equity compensation, sustainable & impact investing and family wealth transfer. Ryan works with high earners, HENRY (High Earners, Not Rich Yet), executives, founders and early-career professionals.

What credentials does Ryan Johnson hold?

Ryan Johnson holds the CFP credential.

Is Ryan Johnson registered with the SEC?

Yes. Ryan Johnson is registered as an investment adviser representative in MI and MN (CRD 7510803), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

How much does Hundred Financial Planning manage?

Hundred Financial Planning reports $500M - $1B in assets under management.

How do I contact Ryan Johnson?

Through Ryan's website, hundredfp.com.

What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms

Where this information comes from

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