Ryan Earley
Flat-fee, comprehensive planning for Mississippi state employees in PERS, from a planner who is a vested PERS member himself.
PERS Pro · Vancleave, Mississippi
Ryan Earley is a fee-only financial advisor at PERS Pro in Vancleave, Mississippi, who holds the MBA credential. Ryan charges a one-time planning fee and hourly fees (one-time plans from $3,000 and $200 an hour) and focuses on retirement planning.
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Specialties
Who they serve
- Pre-retirees
- Retirees
About
Ryan Earley founded PERS Pro, a Registered Investment Adviser offering flat-fee, comprehensive financial planning to Mississippi state employees in PERS. He started it after seeing PERS members ignored by financial advisors or simply sold products. A vested PERS member himself since 2022, he wants to help the state's public employees improve their financial lives and face retirement with less anxiety.
Ryan brings twenty years of finance and accounting experience in insurance and education, including ten years with the Jackson County School District as Assistant Business Manager and then Business Manager. He earned a finance degree magna cum laude from Notre Dame, an MBA from William Carey University and a Certificate in Financial Planning from the University of Georgia. He has passed the CFP exam and is completing the experience requirement.
Ryan lives in Vancleave with his wife Kimmie, a marriage and family therapist, and their two kids. He enjoys college football, hockey, golf, travel and volunteering with local youth sports.
Facts
| Firm | PERS Pro |
|---|---|
| Based in | Vancleave, Mississippi |
| Fee model | One-time planning fee · Hourly |
| Fees (Advice-Only Network profile) | One-time plans from $3,000 · $200 an hour |
| Works virtually | Yes, and meets in person |
| Accepting new clients | Yes |
| Credentials | MBA |
| SEC registration | Investment adviser representative in MS · CRD 8156568 |
| Exams passed | Series 65 (2025) |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | www.perspro.ms |
How Ryan's firm compares
- A one-time plan starts at $3,000, above the US median of $2,000 for fee-only firms that publish prices.
- The hourly rate is $200, below the US median of $300 for fee-only firms that publish prices.
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Questions about Ryan
Is Ryan Earley a fee-only financial advisor?
Yes. Ryan Earley is listed in the Advice-Only Network (advice-only practices, no product sales). SEC records as of November 2, 2026 show no broker registration and no commission compensation reported by Ryan's firm.
How does Ryan charge for financial advice?
Ryan charges a one-time planning fee and hourly fees.
Does Ryan work with clients virtually?
Yes. Ryan's Advice-Only Network profile says they meet with clients virtually and in person.
Where is Ryan Earley based?
Ryan Earley is based in Vancleave, Mississippi.
What does Ryan specialize in?
Ryan's specialties include retirement planning. Ryan works with pre-retirees and retirees.
What credentials does Ryan Earley hold?
Ryan Earley holds the MBA credential.
Is Ryan Earley registered with the SEC?
Yes. Ryan Earley is registered as an investment adviser representative in MS (CRD 8156568), per SEC Investment Adviser Public Disclosure data as of November 2, 2026.
How do I contact Ryan Earley?
Through Ryan's website, www.perspro.ms.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- Advice-Only Network listing : advice-only practices, no product sales
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of November 2, 2026
- Directory listing last checked November 2, 2026.
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