Regina Spence
CWS Financial Advisors · Kalamazoo, Michigan
Regina Spence is a fee-only financial advisor at CWS Financial Advisors in Kalamazoo, Michigan. Regina charges a percentage of assets (0.5%–1% a year of assets managed) and focuses on retirement planning.
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Specialties
Facts
| Firm | CWS Financial Advisors |
|---|---|
| Based in | Kalamazoo, Michigan |
| Fee model | Percentage of assets |
| Fees (firm's website) | 0.5%–1% a year of assets managed |
| Assets under management | $1.33B across 2,156 accounts |
| SEC registration | Investment adviser representative in MI · CRD 6924568 |
| Exams passed | Series 66 (2018) |
| Firm size | 12 employees |
| Disclosures | Reported; see the SEC record |
| Website | www.cwsfas.com |
How Regina's firm compares
- CWS Financial Advisors's average account is about $616,000, from its Form ADV (assets managed divided by 2,156 accounts).
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Questions about Regina
Is Regina Spence a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Regina holds no broker registration, and CWS Financial Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Regina charge for financial advice?
Regina charges a percentage of assets.
How much does Regina charge?
According to CWS Financial Advisors's website, checked October 30, 2026: 0.5%–1% a year of assets managed.
Where is Regina Spence based?
Regina Spence is based in Kalamazoo, Michigan.
What does Regina specialize in?
Regina's specialties include retirement planning.
Is Regina Spence registered with the SEC?
Yes. Regina Spence is registered as an investment adviser representative in MI (CRD 6924568), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.
How much does CWS Financial Advisors manage?
CWS Financial Advisors reports $1.33B across 2,156 accounts in assets under management.
How do I contact Regina Spence?
Through Regina's website, www.cwsfas.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- CWS Financial Advisors website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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