Michael Souza
KOA Wealth Management · Encinitas, California
Michael Souza is a fee-only financial advisor at KOA Wealth Management in Encinitas, California. KOA Wealth Management reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
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Who they serve
- Executives
- Founders
Facts
| Firm | KOA Wealth Management |
|---|---|
| Based in | Encinitas, California |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Assets under management | $254.9M across 749 accounts |
| SEC registration | Investment adviser representative in CA, TX · CRD 4602740 |
| Exams passed | Series 66 (2003) |
| Firm size | 6 employees |
| Disclosures | Reported; see the SEC record |
| Website | koawealth.com |
| Profile |
How Michael's firm compares
- KOA Wealth Management's average account is about $340,000, from its Form ADV (assets managed divided by 749 accounts).
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Questions about Michael
Is Michael Souza a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Michael holds no broker registration, and KOA Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Michael charge for financial advice?
Michael's firm, KOA Wealth Management, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
Where is Michael Souza based?
Michael Souza is based in Encinitas, California.
Is Michael Souza registered with the SEC?
Yes. Michael Souza is registered as an investment adviser representative in CA and TX (CRD 4602740), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.
How much does KOA Wealth Management manage?
KOA Wealth Management reports $254.9M across 749 accounts in assets under management.
How do I contact Michael Souza?
Through Michael's website, koawealth.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- KOA Wealth Management website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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