Michael Kinnear
Brian D. Lowder · San Diego, California
Michael Kinnear is a fee-only financial advisor at Brian D. Lowder in San Diego, California, who holds the CFP and CFA credentials. Michael charges a flat fee or retainer, hourly fees, an ongoing planning fee and a percentage of assets.
Request an introduction to Michael →
Facts
| Firm | Brian D. Lowder |
|---|---|
| Based in | San Diego, California |
| Fee model | Flat fee or retainer · Hourly · Ongoing planning fee · Percentage of assets |
| Assets under management | $388.1M across 643 accounts |
| Credentials | CFP · CFA |
| SEC registration | Investment adviser representative in CA · CRD 4277225 |
| Exams passed | Series 66 (2000) |
| Firm size | 3 employees |
| Disclosures | None reported |
| Website | bdlowder.com |
How Michael's firm compares
- Brian D. Lowder's average account is about $604,000, from its Form ADV (assets managed divided by 643 accounts).
Request an introduction to Michael
Tell Michael a little about what you're looking for. Michael isn't on Wellspent yet, so we'll let them know you're looking for help and pass your message on when they join. No cost, no obligation.
Questions about Michael
Is Michael Kinnear a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Michael holds no broker registration, and Brian D. Lowder reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Michael charge for financial advice?
Michael charges a flat fee or retainer, hourly fees, an ongoing planning fee and a percentage of assets.
Where is Michael Kinnear based?
Michael Kinnear is based in San Diego, California.
What credentials does Michael Kinnear hold?
Michael Kinnear holds the CFP and CFA credentials.
Is Michael Kinnear registered with the SEC?
Yes. Michael Kinnear is registered as an investment adviser representative in CA (CRD 4277225), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Brian D. Lowder manage?
Brian D. Lowder reports $388.1M across 643 accounts in assets under management.
How do I contact Michael Kinnear?
Through Michael's website, bdlowder.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Brian D. Lowder website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
See something wrong? Request a correction. Read our methodology.