Michael Carmo
Tempus Wealth Planning · Irvine, California
Michael Carmo is a fee-only financial advisor at Tempus Wealth Planning in Irvine, California. Tempus Wealth Planning reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
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Facts
| Firm | Tempus Wealth Planning |
|---|---|
| Based in | Irvine, California |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Assets under management | $699.4M across 1,751 accounts |
| SEC registration | Investment adviser representative in CA · CRD 7970278 |
| Exams passed | Series 65 (2025) |
| Firm size | 9 employees |
| Disclosures | None reported |
| Website | www.tempuswp.com |
How Michael's firm compares
- Tempus Wealth Planning's average account is about $399,000, from its Form ADV (assets managed divided by 1,751 accounts).
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Questions about Michael
Is Michael Carmo a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Michael holds no broker registration, and Tempus Wealth Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Michael charge for financial advice?
Michael's firm, Tempus Wealth Planning, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
Where is Michael Carmo based?
Michael Carmo is based in Irvine, California.
Is Michael Carmo registered with the SEC?
Yes. Michael Carmo is registered as an investment adviser representative in CA (CRD 7970278), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Tempus Wealth Planning manage?
Tempus Wealth Planning reports $699.4M across 1,751 accounts in assets under management.
How do I contact Michael Carmo?
Through Michael's website, www.tempuswp.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Other fee-only advisors in Irvine
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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