Michael Bergines
Prospero Wealth · San Jose, California
Michael Bergines is a fee-only financial advisor at Prospero Wealth in San Jose, California. Prospero Wealth reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
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Facts
| Firm | Prospero Wealth |
|---|---|
| Based in | San Jose, California |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Assets under management | $110.6M across 304 accounts |
| SEC registration | Investment adviser representative in CA · CRD 2936808 |
| Exams passed | Series 63 (1997) · Series 65 (2025) |
| Firm size | 8 employees |
| Disclosures | Reported; see the SEC record |
| Website | concentratedwealth.substack.com |
How Michael's firm compares
- Prospero Wealth's average account is about $364,000, from its Form ADV (assets managed divided by 304 accounts).
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Questions about Michael
Is Michael Bergines a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Michael holds no broker registration, and Prospero Wealth reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Michael charge for financial advice?
Michael's firm, Prospero Wealth, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
Where is Michael Bergines based?
Michael Bergines is based in San Jose, California.
Is Michael Bergines registered with the SEC?
Yes. Michael Bergines is registered as an investment adviser representative in CA (CRD 2936808), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.
How much does Prospero Wealth manage?
Prospero Wealth reports $110.6M across 304 accounts in assets under management.
How do I contact Michael Bergines?
Through Michael's website, concentratedwealth.substack.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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