Mario Payne
TOAMS Financial · Jacksonville, Florida
Mario Payne is a fee-only financial advisor at TOAMS Financial in Jacksonville, Florida, who holds the CFP credential. Mario focuses on retirement planning, estate & legacy planning and student loans. TOAMS Financial reports charging a percentage of assets and fixed fees on its Form ADV.
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Specialties
Facts
| Firm | TOAMS Financial |
|---|---|
| Based in | Jacksonville, Florida |
| Fee model (firm's Form ADV) | Percentage of assets · Fixed fees |
| Assets under management | $108.8M across 1,020 accounts |
| Credentials | CFP |
| SEC registration | Investment adviser representative in FL, GA, TN, TX · CRD 5445757 |
| Exams passed | Series 66 (2008) |
| Firm size | 2 employees |
| Disclosures | Reported; see the SEC record |
| Website | www.toamsfinancial.com |
| Profile |
How Mario's firm compares
- TOAMS Financial's average account is about $107,000, from its Form ADV (assets managed divided by 1,020 accounts).
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Questions about Mario
Is Mario Payne a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Mario holds no broker registration, and TOAMS Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Mario charge for financial advice?
Mario's firm, TOAMS Financial, reports charging a percentage of assets and fixed fees on its SEC Form ADV.
Where is Mario Payne based?
Mario Payne is based in Jacksonville, Florida.
What does Mario specialize in?
Mario's specialties include retirement planning, estate & legacy planning and student loans.
What credentials does Mario Payne hold?
Mario Payne holds the CFP credential.
Is Mario Payne registered with the SEC?
Yes. Mario Payne is registered as an investment adviser representative in FL, GA, TN and TX (CRD 5445757), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.
How much does TOAMS Financial manage?
TOAMS Financial reports $108.8M across 1,020 accounts in assets under management.
How do I contact Mario Payne?
Through Mario's website, www.toamsfinancial.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- TOAMS Financial website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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