Karmi Gutman
Lifestyle Planning · Chandler, Arizona
Karmi Gutman is a fee-only financial advisor at Lifestyle Planning in Chandler, Arizona, who holds the CFP credential. Karmi charges an ongoing planning fee and focuses on retirement planning.
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Specialties
Facts
| Firm | Lifestyle Planning |
|---|---|
| Based in | Chandler, Arizona |
| Fee model | Ongoing planning fee |
| Accepting new clients | Yes |
| Assets under management | $43.0M across 218 accounts |
| Credentials | CFP |
| SEC registration | Investment adviser representative in AZ, NV, TX · CRD 6215800 |
| Exams passed | Series 63 (2021) |
| Firm size | 3 employees |
| Disclosures | None reported |
| Website | www.lifestyleplanningfirm.com |
| Profile |
How Karmi's firm compares
- Lifestyle Planning's average account is about $197,000, from its Form ADV (assets managed divided by 218 accounts).
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Questions about Karmi
Is Karmi Gutman a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Karmi holds no broker registration, and Lifestyle Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Karmi charge for financial advice?
Karmi charges an ongoing planning fee.
Where is Karmi Gutman based?
Karmi Gutman is based in Chandler, Arizona.
What does Karmi specialize in?
Karmi's specialties include retirement planning.
What credentials does Karmi Gutman hold?
Karmi Gutman holds the CFP credential.
Is Karmi Gutman registered with the SEC?
Yes. Karmi Gutman is registered as an investment adviser representative in AZ, NV and TX (CRD 6215800), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Lifestyle Planning manage?
Lifestyle Planning reports $43.0M across 218 accounts in assets under management.
How do I contact Karmi Gutman?
Through Karmi's website, www.lifestyleplanningfirm.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Lifestyle Planning website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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