Karla Lema
Concord Financial Group · Sheridan, Wyoming
Karla Lema is a fee-only financial advisor at Concord Financial Group in Sheridan, Wyoming. Karla focuses on estate & legacy planning, family wealth transfer and small business owners. Concord Financial Group reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
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Specialties
Facts
| Firm | Concord Financial Group |
|---|---|
| Based in | Sheridan, Wyoming |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Works virtually | Yes |
| Assets under management | $618.1M across 1,267 accounts |
| SEC registration | Investment adviser representative in NY, TX · CRD 2478052 |
| Exams passed | Series 63 (1995) · Series 65 (2003) |
| Firm size | 9 employees |
| Disclosures | None reported |
| Website | www.concordfinancialgroup.com |
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Questions about Karla
Is Karla Lema a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Karla holds no broker registration, and Concord Financial Group reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Karla charge for financial advice?
Karla's firm, Concord Financial Group, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
Does Karla work with clients virtually?
Yes. Concord Financial Group says on its website that it works with clients remotely.
Where is Karla Lema based?
Karla Lema is based in Sheridan, Wyoming.
What does Karla specialize in?
Karla's specialties include estate & legacy planning, family wealth transfer, small business owners and sustainable & impact investing.
Is Karla Lema registered with the SEC?
Yes. Karla Lema is registered as an investment adviser representative in NY and TX (CRD 2478052), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Concord Financial Group manage?
Concord Financial Group reports $618.1M across 1,267 accounts in assets under management.
How do I contact Karla Lema?
Through Karla's website, www.concordfinancialgroup.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Concord Financial Group website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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