Justin Scotto
Tomoro · Colts Neck, New Jersey
Justin Scotto is a fee-only financial advisor at Tomoro in Colts Neck, New Jersey, who holds the ChFC credential. Justin focuses on founders (pre-exit). Tomoro reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
Request an introduction to Justin →
Specialties
Who they serve
- Pre-retirees
- Founders
- Multi-generational families
Facts
| Firm | Tomoro |
|---|---|
| Based in | Colts Neck, New Jersey |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Assets under management | $335.6M across 1,683 accounts |
| Credentials | ChFC |
| SEC registration | Investment adviser representative in NJ · CRD 7646014 |
| Exams passed | Series 63 (2023) |
| Firm size | 17 employees |
| Disclosures | None reported |
| Website | www.tomoronow.com |
How Justin's firm compares
- Tomoro's average account is about $199,000, from its Form ADV (assets managed divided by 1,683 accounts).
Request an introduction to Justin
Tell Justin a little about what you're looking for. Justin isn't on Wellspent yet, so we'll let them know you're looking for help and pass your message on when they join. No cost, no obligation.
Questions about Justin
Is Justin Scotto a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Justin holds no broker registration, and Tomoro reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Justin charge for financial advice?
Justin's firm, Tomoro, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
Where is Justin Scotto based?
Justin Scotto is based in Colts Neck, New Jersey.
What does Justin specialize in?
Justin's specialties include founders (pre-exit). Justin works with pre-retirees, founders and multi-generational families.
What credentials does Justin Scotto hold?
Justin Scotto holds the ChFC credential.
Is Justin Scotto registered with the SEC?
Yes. Justin Scotto is registered as an investment adviser representative in NJ (CRD 7646014), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Tomoro manage?
Tomoro reports $335.6M across 1,683 accounts in assets under management.
How do I contact Justin Scotto?
Through Justin's website, www.tomoronow.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Tomoro website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
See something wrong? Request a correction. Read our methodology.