Justin Horowitz
Advice-only planning for environmentally and socially conscious people who want to align their money, investments and values.
Just Advising · Raleigh, North Carolina
Justin Horowitz is a fee-only financial advisor at Just Advising in Raleigh, North Carolina, who holds the CFP credential. Justin charges a subscription and a one-time planning fee (ongoing planning from $2,100 a year and one-time plans from $1,500) and focuses on sustainable & impact investing, student loans and equity compensation.
Request an introduction to Justin →
Specialties
Who they serve
- Early-career professionals
About
Justin Horowitz runs Just Advising, an advice-only practice for environmentally and socially conscious people who want clear guidance without commissions, high fees or someone else managing their money. His clients often wonder where their money goes and how to support causes they care about, how to invest without backing fossil fuels or the weapons industry, what to do after having a baby, or how to handle company benefits and start a Roth IRA.
Justin sees financial planning as a way to create lasting change, not just to accumulate more. Rather than first asking how much a client has, he asks what they want, then helps them align money with their goals and values. He grew up middle class, watching his parents weighed down by financial complexity, and saw how much more they could have enjoyed their time with good guidance.
Outside work, he rock climbs and brews coffee.
Facts
| Firm | Just Advising |
|---|---|
| Based in | Raleigh, North Carolina |
| Fee model | Subscription · One-time planning fee |
| Fees (firm's website) | Ongoing planning from $2,100 a year · One-time plans from $1,500 · No asset minimum |
| Fees (Advice-Only Network profile) | Subscription from $175 a month · One-time plans from $1,500 |
| Works virtually | Yes |
| Accepting new clients | Yes |
| Credentials | CFP |
| SEC registration | Investment adviser representative in NC, TX · CRD 7318357 |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | justadvising.com |
| Profile |
How Justin's firm compares
- Ongoing planning starts at $2,100 a year, below the North Carolina median of $4,500 for fee-only firms that publish prices.
- A one-time plan starts at $1,500, below the North Carolina median of $1,950 for fee-only firms that publish prices.
Request an introduction to Justin
Tell Justin a little about what you're looking for. Justin isn't on Wellspent yet, so we'll let them know you're looking for help and pass your message on when they join. No cost, no obligation.
Questions about Justin
Is Justin Horowitz a fee-only financial advisor?
Yes. Justin Horowitz is listed in the XY Planning Network directory (XYPN members are fee-only) and the Advice-Only Network (advice-only practices, no product sales). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Justin's firm.
How does Justin charge for financial advice?
Justin charges a subscription and a one-time planning fee.
How much does Justin charge?
According to Just Advising's website, checked October 28, 2026: ongoing planning from $2,100 a year; one-time plans from $1,500; no asset minimum.
Does Justin work with clients virtually?
Yes. Just Advising says on its website that it works with clients remotely.
Where is Justin Horowitz based?
Justin Horowitz is based in Raleigh, North Carolina.
What does Justin specialize in?
Justin's specialties include sustainable & impact investing, student loans and equity compensation. Justin works with early-career professionals.
What credentials does Justin Horowitz hold?
Justin Horowitz holds the CFP credential.
Is Justin Horowitz registered with the SEC?
Yes. Justin Horowitz is registered as an investment adviser representative in NC and TX (CRD 7318357), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How do I contact Justin Horowitz?
Through Justin's website, justadvising.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- XY Planning Network directory listing : XYPN members are fee-only
- Advice-Only Network listing : advice-only practices, no product sales
- Just Advising website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
See something wrong? Request a correction. Read our methodology.