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Advisor

Joshua Graber

Penney Financial · Houston, Texas

Joshua Graber is a fee-only financial advisor at Penney Financial in Houston, Texas, who holds the CFP credential. Penney Financial reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Percentage of assetsHourlyFixed fees Fee-only CFP

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Facts

FirmPenney Financial
Based in Houston, Texas
Fee model (firm's Form ADV)Percentage of assets · Hourly · Fixed fees
Assets under management$303.5M across 465 accounts
CredentialsCFP
SEC registration Investment adviser representative in LA, TX · CRD 8339359
Firm size3 employees
Disclosures None reported
Websitepenneyfinancial.com

How Joshua's firm compares

  • Penney Financial's average account is about $653,000, from its Form ADV (assets managed divided by 465 accounts).

What fee-only advisors charge in Texas

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Questions about Joshua

Is Joshua Graber a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Joshua holds no broker registration, and Penney Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

How does Joshua charge for financial advice?

Joshua's firm, Penney Financial, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

Where is Joshua Graber based?

Joshua Graber is based in Houston, Texas.

What credentials does Joshua Graber hold?

Joshua Graber holds the CFP credential.

Is Joshua Graber registered with the SEC?

Yes. Joshua Graber is registered as an investment adviser representative in LA and TX (CRD 8339359), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

How much does Penney Financial manage?

Penney Financial reports $303.5M across 465 accounts in assets under management.

How do I contact Joshua Graber?

Through Joshua's website, penneyfinancial.com.

What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms

Other fee-only advisors in Houston

Where this information comes from

  • SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
  • SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
  • Directory listing last checked October 30, 2026.

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