W Wellspent Public advisor graph
Wellspent public graph/Advisors/Joshua Belcher
Advisor

Joshua Belcher

Four Rivers Financial · Columbia, Missouri

Joshua Belcher is a fee-only financial advisor at Four Rivers Financial in Columbia, Missouri. Joshua focuses on retirement planning. Four Rivers Financial reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Percentage of assetsHourlyFixed fees Fee-only

Request an introduction to Joshua →

Specialties

Facts

FirmFour Rivers Financial
Based in Columbia, Missouri
Fee model (firm's Form ADV)Percentage of assets · Hourly · Fixed fees
Assets under management$904.0M across 4,725 accounts
SEC registration Investment adviser representative in KS · CRD 6106238
Exams passedSeries 66 (2012)
Firm size18 employees
Disclosures Reported; see the SEC record
Websitewww.four-riversfinancial.com

How Joshua's firm compares

  • Four Rivers Financial's average account is about $191,000, from its Form ADV (assets managed divided by 4,725 accounts).

What fee-only advisors charge in Missouri

Request an introduction to Joshua

Tell Joshua a little about what you're looking for. Joshua isn't on Wellspent yet, so we'll let them know you're looking for help and pass your message on when they join. No cost, no obligation.

Questions about Joshua

Is Joshua Belcher a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Joshua holds no broker registration, and Four Rivers Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

How does Joshua charge for financial advice?

Joshua's firm, Four Rivers Financial, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

Where is Joshua Belcher based?

Joshua Belcher is based in Columbia, Missouri.

What does Joshua specialize in?

Joshua's specialties include retirement planning.

Is Joshua Belcher registered with the SEC?

Yes. Joshua Belcher is registered as an investment adviser representative in KS (CRD 6106238), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.

How much does Four Rivers Financial manage?

Four Rivers Financial reports $904.0M across 4,725 accounts in assets under management.

How do I contact Joshua Belcher?

Through Joshua's website, www.four-riversfinancial.com.

What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms

Other fee-only advisors in Columbia

Other advisors in Missouri who focus on retirement planning

Where this information comes from

  • SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
  • Four Rivers Financial website : specialties, clients served, and fees, checked October 30, 2026
  • SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
  • Directory listing last checked October 30, 2026.

See something wrong? Request a correction. Read our methodology.