Joseph Splendorio
CWS Financial Advisors · Kalamazoo, Michigan
Joseph Splendorio is a fee-only financial advisor at CWS Financial Advisors in Kalamazoo, Michigan. Joseph charges a percentage of assets (0.5%–1% a year of assets managed) and focuses on retirement planning.
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Specialties
Facts
| Firm | CWS Financial Advisors |
|---|---|
| Based in | Kalamazoo, Michigan |
| Fee model | Percentage of assets |
| Fees (firm's website) | 0.5%–1% a year of assets managed |
| Assets under management | $1.33B across 2,156 accounts |
| SEC registration | Investment adviser representative in MI, TX · CRD 4532290 |
| Exams passed | Series 63 (2002) · Series 66 (2011) |
| Firm size | 12 employees |
| Disclosures | None reported |
| Website | www.cwsfas.com |
How Joseph's firm compares
- CWS Financial Advisors's average account is about $616,000, from its Form ADV (assets managed divided by 2,156 accounts).
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Questions about Joseph
Is Joseph Splendorio a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Joseph holds no broker registration, and CWS Financial Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Joseph charge for financial advice?
Joseph charges a percentage of assets.
How much does Joseph charge?
According to CWS Financial Advisors's website, checked October 30, 2026: 0.5%–1% a year of assets managed.
Where is Joseph Splendorio based?
Joseph Splendorio is based in Kalamazoo, Michigan.
What does Joseph specialize in?
Joseph's specialties include retirement planning.
Is Joseph Splendorio registered with the SEC?
Yes. Joseph Splendorio is registered as an investment adviser representative in MI and TX (CRD 4532290), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does CWS Financial Advisors manage?
CWS Financial Advisors reports $1.33B across 2,156 accounts in assets under management.
How do I contact Joseph Splendorio?
Through Joseph's website, www.cwsfas.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- CWS Financial Advisors website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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