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Advisor

John Sinchok

OxenFree Financial · Melbourne, Florida

John Sinchok is a fee-only financial advisor at OxenFree Financial in Melbourne, Florida. John charges a percentage of assets and focuses on retirement planning.

Percentage of assets Fee-only

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Specialties

Who they serve

  • Retirees
  • Pre-retirees

Facts

FirmOxenFree Financial
Based in Melbourne, Florida
Fee modelPercentage of assets
Accepting new clientsYes
Assets under management$249.8M across 1,983 accounts
SEC registration Investment adviser representative in FL · CRD 7511028
Exams passedSeries 65 (2022)
Firm size8 employees
Disclosures Reported; see the SEC record
Websitewww.oxenfreefinancial.com

How John's firm compares

  • OxenFree Financial's average account is about $126,000, from its Form ADV (assets managed divided by 1,983 accounts).

What fee-only advisors charge in Florida

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Questions about John

Is John Sinchok a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: John holds no broker registration, and OxenFree Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

How does John charge for financial advice?

John charges a percentage of assets.

Where is John Sinchok based?

John Sinchok is based in Melbourne, Florida.

What does John specialize in?

John's specialties include retirement planning. John works with retirees and pre-retirees.

Is John Sinchok registered with the SEC?

Yes. John Sinchok is registered as an investment adviser representative in FL (CRD 7511028), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.

How much does OxenFree Financial manage?

OxenFree Financial reports $249.8M across 1,983 accounts in assets under management.

How do I contact John Sinchok?

Through John's website, www.oxenfreefinancial.com.

What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms

Where this information comes from

  • SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
  • OxenFree Financial website : specialties, clients served, and fees, checked October 30, 2026
  • SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
  • Directory listing last checked October 30, 2026.

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