Joe Moser
Five Oceans Advisors · Santa Monica, California
Joe Moser is a fee-only financial advisor at Five Oceans Advisors in Santa Monica, California, who holds the CFP credential. Five Oceans Advisors reports charging a percentage of assets and fixed fees on its Form ADV.
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Facts
| Firm | Five Oceans Advisors |
|---|---|
| Based in | Santa Monica, California |
| Fee model (firm's Form ADV) | Percentage of assets · Fixed fees |
| Assets under management | $456.2M across 564 accounts |
| Credentials | CFP |
| SEC registration | Investment adviser representative in TN · CRD 5618562 |
| Exams passed | Series 66 (2009) |
| Firm size | 8 employees |
| Disclosures | None reported |
| Website | lifestrategybyfiveoceans.com |
| Profile |
How Joe's firm compares
- Five Oceans Advisors's average account is about $809,000, from its Form ADV (assets managed divided by 564 accounts).
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Questions about Joe
Is Joe Moser a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Joe holds no broker registration, and Five Oceans Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Joe charge for financial advice?
Joe's firm, Five Oceans Advisors, reports charging a percentage of assets and fixed fees on its SEC Form ADV.
Where is Joe Moser based?
Joe Moser is based in Santa Monica, California.
What credentials does Joe Moser hold?
Joe Moser holds the CFP credential.
Is Joe Moser registered with the SEC?
Yes. Joe Moser is registered as an investment adviser representative in TN (CRD 5618562), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Five Oceans Advisors manage?
Five Oceans Advisors reports $456.2M across 564 accounts in assets under management.
How do I contact Joe Moser?
Through Joe's website, lifestrategybyfiveoceans.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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