James Phillips
OxenFree Financial · Melbourne, Florida
James Phillips is a fee-only financial advisor at OxenFree Financial in Melbourne, Florida. James charges a percentage of assets and focuses on retirement planning.
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Specialties
Who they serve
- Retirees
- Pre-retirees
Facts
| Firm | OxenFree Financial |
|---|---|
| Based in | Melbourne, Florida |
| Fee model | Percentage of assets |
| Accepting new clients | Yes |
| Assets under management | $249.8M across 1,983 accounts |
| SEC registration | Investment adviser representative in FL, TX · CRD 5024716 |
| Exams passed | Series 63 (2008) · Series 65 (2012) |
| Firm size | 8 employees |
| Disclosures | None reported |
| Website | www.oxenfreefinancial.com |
| Profile |
How James's firm compares
- OxenFree Financial's average account is about $126,000, from its Form ADV (assets managed divided by 1,983 accounts).
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Questions about James
Is James Phillips a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: James holds no broker registration, and OxenFree Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does James charge for financial advice?
James charges a percentage of assets.
Where is James Phillips based?
James Phillips is based in Melbourne, Florida.
What does James specialize in?
James's specialties include retirement planning. James works with retirees and pre-retirees.
Is James Phillips registered with the SEC?
Yes. James Phillips is registered as an investment adviser representative in FL and TX (CRD 5024716), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does OxenFree Financial manage?
OxenFree Financial reports $249.8M across 1,983 accounts in assets under management.
How do I contact James Phillips?
Through James's website, www.oxenfreefinancial.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- OxenFree Financial website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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