James Cowan
Cowan Capital Advisors · Foster City, California
James Cowan is a fee-only financial advisor at Cowan Capital Advisors in Foster City, California. James charges a percentage of assets and hourly fees ($500 an hour and 1.125% a year on the first tier of assets managed).
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Who they serve
- Pre-retirees
- Retirees
Facts
| Firm | Cowan Capital Advisors |
|---|---|
| Based in | Foster City, California |
| Fee model | Percentage of assets · Hourly |
| Fees (firm's website) | $500 an hour · 1.125% a year on the first tier of assets managed · A $2,000,000 asset minimum |
| Assets under management | $15M across 16 accounts |
| SEC registration | Investment adviser representative in CA · CRD 3126474 |
| Exams passed | Series 63 (1998) · Series 65 (2001) |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | cowancapitaladvisors.com |
How James's firm compares
- The hourly rate is $500, above the California median of $300 for fee-only firms that publish prices.
- Cowan Capital Advisors's average account is about $938,000, from its Form ADV (assets managed divided by 16 accounts).
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Questions about James
Is James Cowan a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: James holds no broker registration, and Cowan Capital Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does James charge for financial advice?
James charges a percentage of assets and hourly fees.
How much does James charge?
According to Cowan Capital Advisors's website, checked October 30, 2026: $500 an hour; 1.125% a year on the first tier of assets managed; a $2,000,000 asset minimum.
Where is James Cowan based?
James Cowan is based in Foster City, California.
Is James Cowan registered with the SEC?
Yes. James Cowan is registered as an investment adviser representative in CA (CRD 3126474), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Cowan Capital Advisors manage?
Cowan Capital Advisors reports $15M across 16 accounts in assets under management.
How do I contact James Cowan?
Through James's website, cowancapitaladvisors.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Cowan Capital Advisors website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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