James Baccarini
Aggregate Financial Services · Navarre, Florida
James Baccarini is a fee-only financial advisor at Aggregate Financial Services in Navarre, Florida, who holds the CFP credential. James focuses on retirement planning. Aggregate Financial Services reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
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Specialties
Facts
| Firm | Aggregate Financial Services |
|---|---|
| Based in | Navarre, Florida |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Works virtually | Yes |
| Accepting new clients | Yes |
| Assets under management | $3.6M across 73 accounts |
| Credentials | CFP |
| SEC registration | Investment adviser representative in CA, FL · CRD 7689668 |
| Exams passed | Series 65 (2023) |
| Firm size | 2 employees |
| Disclosures | None reported |
| Website | aggregatefinancialservices.com |
| Profile |
How James's firm compares
- Aggregate Financial Services's average account is about $49,000, from its Form ADV (assets managed divided by 73 accounts).
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Questions about James
Is James Baccarini a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: James holds no broker registration, and Aggregate Financial Services reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does James charge for financial advice?
James's firm, Aggregate Financial Services, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
Does James work with clients virtually?
Yes. Aggregate Financial Services says on its website that it works with clients remotely.
Where is James Baccarini based?
James Baccarini is based in Navarre, Florida.
What does James specialize in?
James's specialties include retirement planning.
What credentials does James Baccarini hold?
James Baccarini holds the CFP credential.
Is James Baccarini registered with the SEC?
Yes. James Baccarini is registered as an investment adviser representative in CA and FL (CRD 7689668), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Aggregate Financial Services manage?
Aggregate Financial Services reports $3.6M across 73 accounts in assets under management.
How do I contact James Baccarini?
Through James's website, aggregatefinancialservices.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Aggregate Financial Services website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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