Jacob Smail
Demming Financial Services · Aurora, Ohio
Jacob Smail is a fee-only financial advisor at Demming Financial Services in Aurora, Ohio, who holds the CFP credential. Jacob charges a percentage of assets, an ongoing planning fee and hourly fees (ongoing planning from $500 a year and 0.85% a year on the first tier of assets managed).
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Who they serve
- Founders
- Executives
- Physicians
- Retirees
- Divorced individuals
Facts
| Firm | Demming Financial Services |
|---|---|
| Based in | Aurora, Ohio |
| Fee model | Percentage of assets · Ongoing planning fee · Hourly |
| Fees (firm's website) | Ongoing planning from $500 a year · 0.85% a year on the first tier of assets managed |
| Accepting new clients | Yes |
| Assets under management | $765.9M across 2,607 accounts |
| Credentials | CFP |
| SEC registration | Investment adviser representative in OH · CRD 7692062 |
| Exams passed | Series 65 (2020) |
| Firm size | 11 employees |
| Disclosures | None reported |
| Website | www.demmingfinancial.com |
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Questions about Jacob
Is Jacob Smail a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Jacob holds no broker registration, and Demming Financial Services reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Jacob charge for financial advice?
Jacob charges a percentage of assets, an ongoing planning fee and hourly fees.
How much does Jacob charge?
According to Demming Financial Services's website, checked October 30, 2026: ongoing planning from $500 a year; 0.85% a year on the first tier of assets managed.
Where is Jacob Smail based?
Jacob Smail is based in Aurora, Ohio.
What credentials does Jacob Smail hold?
Jacob Smail holds the CFP credential.
Is Jacob Smail registered with the SEC?
Yes. Jacob Smail is registered as an investment adviser representative in OH (CRD 7692062), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Demming Financial Services manage?
Demming Financial Services reports $765.9M across 2,607 accounts in assets under management.
How do I contact Jacob Smail?
Through Jacob's website, www.demmingfinancial.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Demming Financial Services website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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