Heather Sontag
Carlsbad Wealth Advisory Group · Carlsbad, California
Heather Sontag is a fee-only financial advisor at Carlsbad Wealth Advisory Group in Carlsbad, California, who holds the CFP credential. Heather charges a percentage of assets (1% a year on the first tier of assets managed and a $1,000,000 asset minimum).
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Facts
| Firm | Carlsbad Wealth Advisory Group |
|---|---|
| Based in | Carlsbad, California |
| Fee model | Percentage of assets |
| Fees (firm's website) | 1% a year on the first tier of assets managed · A $1,000,000 asset minimum |
| Assets under management | $237.6M across 710 accounts |
| Credentials | CFP |
| SEC registration | Investment adviser representative in CA, TX · CRD 7205987 |
| Exams passed | Series 63 (2019) · Series 65 (2019) |
| Firm size | 3 employees |
| Disclosures | None reported |
| Website | www.carlsbadwealth.com |
How Heather's firm compares
- Carlsbad Wealth Advisory Group's average account is about $335,000, from its Form ADV (assets managed divided by 710 accounts).
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Questions about Heather
Is Heather Sontag a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Heather holds no broker registration, and Carlsbad Wealth Advisory Group reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Heather charge for financial advice?
Heather charges a percentage of assets.
How much does Heather charge?
According to Carlsbad Wealth Advisory Group's website, checked October 30, 2026: 1% a year on the first tier of assets managed; a $1,000,000 asset minimum.
Where is Heather Sontag based?
Heather Sontag is based in Carlsbad, California.
What credentials does Heather Sontag hold?
Heather Sontag holds the CFP credential.
Is Heather Sontag registered with the SEC?
Yes. Heather Sontag is registered as an investment adviser representative in CA and TX (CRD 7205987), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Carlsbad Wealth Advisory Group manage?
Carlsbad Wealth Advisory Group reports $237.6M across 710 accounts in assets under management.
How do I contact Heather Sontag?
Through Heather's website, www.carlsbadwealth.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Carlsbad Wealth Advisory Group website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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