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Advisor

Constance Millahn

Sterling Financial Planning · Sparta, New Jersey

Constance Millahn is a fee-only financial advisor at Sterling Financial Planning in Sparta, New Jersey, who holds the CFP credential. Sterling Financial Planning reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Percentage of assetsHourlyFixed fees Fee-only CFP

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Facts

FirmSterling Financial Planning
Based in Sparta, New Jersey
Fee model (firm's Form ADV)Percentage of assets · Hourly · Fixed fees
Assets under management$760.8M across 1,639 accounts
CredentialsCFP
SEC registration Investment adviser representative in NJ · CRD 6062048
Exams passedSeries 66 (2012)
Firm size8 employees
Disclosures None reported
Websitewww.sterlingadvice.com

How Constance's firm compares

  • Sterling Financial Planning's average account is about $464,000, from its Form ADV (assets managed divided by 1,639 accounts).

What fee-only advisors charge in New Jersey

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Questions about Constance

Is Constance Millahn a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Constance holds no broker registration, and Sterling Financial Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

How does Constance charge for financial advice?

Constance's firm, Sterling Financial Planning, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

Where is Constance Millahn based?

Constance Millahn is based in Sparta, New Jersey.

What credentials does Constance Millahn hold?

Constance Millahn holds the CFP credential.

Is Constance Millahn registered with the SEC?

Yes. Constance Millahn is registered as an investment adviser representative in NJ (CRD 6062048), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

How much does Sterling Financial Planning manage?

Sterling Financial Planning reports $760.8M across 1,639 accounts in assets under management.

How do I contact Constance Millahn?

Through Constance's website, www.sterlingadvice.com.

What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms

Other fee-only advisors in Sparta

Where this information comes from

  • SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
  • SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
  • Directory listing last checked October 30, 2026.

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