Cal Cacciaguida
Sterling Financial Planning · Sparta, New Jersey
Cal Cacciaguida is a fee-only financial advisor at Sterling Financial Planning in Sparta, New Jersey, who holds the CFP credential. Sterling Financial Planning reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.
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Facts
| Firm | Sterling Financial Planning |
|---|---|
| Based in | Sparta, New Jersey |
| Fee model (firm's Form ADV) | Percentage of assets · Hourly · Fixed fees |
| Assets under management | $760.8M across 1,639 accounts |
| Credentials | CFP |
| SEC registration | Investment adviser representative in NJ · CRD 6690980 |
| Exams passed | Series 66 (2018) |
| Firm size | 8 employees |
| Disclosures | None reported |
| Website | www.sterlingadvice.com |
How Cal's firm compares
- Sterling Financial Planning's average account is about $464,000, from its Form ADV (assets managed divided by 1,639 accounts).
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Questions about Cal
Is Cal Cacciaguida a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Cal holds no broker registration, and Sterling Financial Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Cal charge for financial advice?
Cal's firm, Sterling Financial Planning, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.
Where is Cal Cacciaguida based?
Cal Cacciaguida is based in Sparta, New Jersey.
What credentials does Cal Cacciaguida hold?
Cal Cacciaguida holds the CFP credential.
Is Cal Cacciaguida registered with the SEC?
Yes. Cal Cacciaguida is registered as an investment adviser representative in NJ (CRD 6690980), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Sterling Financial Planning manage?
Sterling Financial Planning reports $760.8M across 1,639 accounts in assets under management.
How do I contact Cal Cacciaguida?
Through Cal's website, www.sterlingadvice.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Other fee-only advisors in Sparta
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
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