Charles Nedele
Theory Financial · Lakewood, Colorado
Charles Nedele is a fee-only financial advisor at Theory Financial in Lakewood, Colorado. Charles focuses on retirement planning and estate & legacy planning. Theory Financial reports charging a percentage of assets on its Form ADV.
Request an introduction to Charles →
Specialties
Facts
| Firm | Theory Financial |
|---|---|
| Based in | Lakewood, Colorado |
| Fee model (firm's Form ADV) | Percentage of assets |
| Assets under management | $319.2M across 676 accounts |
| SEC registration | Investment adviser representative in CO · CRD 5030870 |
| Exams passed | Series 63 (2007) · Series 65 (2011) |
| Firm size | 3 employees |
| Disclosures | None reported |
| Website | www.theoryfinance.com |
How Charles's firm compares
- Theory Financial's average account is about $472,000, from its Form ADV (assets managed divided by 676 accounts).
Request an introduction to Charles
Tell Charles a little about what you're looking for. Charles isn't on Wellspent yet, so we'll let them know you're looking for help and pass your message on when they join. No cost, no obligation.
Questions about Charles
Is Charles Nedele a fee-only financial advisor?
Yes, according to SEC records as of October 29, 2026: Charles holds no broker registration, and Theory Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.
How does Charles charge for financial advice?
Charles's firm, Theory Financial, reports charging a percentage of assets on its SEC Form ADV.
Where is Charles Nedele based?
Charles Nedele is based in Lakewood, Colorado.
What does Charles specialize in?
Charles's specialties include retirement planning and estate & legacy planning.
Is Charles Nedele registered with the SEC?
Yes. Charles Nedele is registered as an investment adviser representative in CO (CRD 5030870), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.
How much does Theory Financial manage?
Theory Financial reports $319.2M across 676 accounts in assets under management.
How do I contact Charles Nedele?
Through Charles's website, www.theoryfinance.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- SEC adviser records : the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- Theory Financial website : specialties, clients served, and fees, checked October 30, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 29, 2026
- Directory listing last checked October 30, 2026.
See something wrong? Request a correction. Read our methodology.