Charles Ho
Legacy Builders Financial · Folsom, California
Charles Ho is a fee-only financial advisor at Legacy Builders Financial in Folsom, California, who holds the CFP credential. Charles charges an ongoing planning fee (ongoing planning from $3,000 a year).
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Facts
| Firm | Legacy Builders Financial |
|---|---|
| Based in | Folsom, California |
| Fee model | Ongoing planning fee |
| Fees (firm's website) | Ongoing planning from $3,000 a year |
| Assets under management | $13.7M across 73 accounts |
| Credentials | CFP |
| SEC registration | Investment adviser representative in CA · CRD 5370565 |
| Exams passed | Series 66 (2007) |
| Firm size | 1 employee |
| Disclosures | None reported |
| Website | legacybuildersfinancial.com |
| Profile |
How Charles's firm compares
- Ongoing planning starts at $3,000 a year, below the California median of $6,000 for fee-only firms that publish prices.
- Legacy Builders Financial's average account is about $188,000, from its Form ADV (assets managed divided by 73 accounts).
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Questions about Charles
Is Charles Ho a fee-only financial advisor?
Yes. Charles Ho is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Charles's firm.
How does Charles charge for financial advice?
Charles charges an ongoing planning fee.
How much does Charles charge?
According to Legacy Builders Financial's website, checked October 28, 2026: ongoing planning from $3,000 a year.
Where is Charles Ho based?
Charles Ho is based in Folsom, California.
What credentials does Charles Ho hold?
Charles Ho holds the CFP credential.
Is Charles Ho registered with the SEC?
Yes. Charles Ho is registered as an investment adviser representative in CA (CRD 5370565), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.
How much does Legacy Builders Financial manage?
Legacy Builders Financial reports $13.7M across 73 accounts in assets under management.
How do I contact Charles Ho?
Through Charles's website, legacybuildersfinancial.com.
What these terms mean: fee-only · fiduciary · CFP · CRD number · all terms
Where this information comes from
- XY Planning Network directory listing : XYPN members are fee-only
- Legacy Builders Financial website : specialties, clients served, and fees, checked October 28, 2026
- SEC Investment Adviser Public Disclosure : registration, exams, and the firm's Form ADV, data as of October 27, 2026
- Directory listing last checked April 21, 2026.
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