Fee-only advisors for pre-retirees

By the numbers

The Wellspent public graph lists 2,969 fee-only financial advisors working with pre-retirees at 1,381 firms, most in Houston, San Diego and Charlotte. 52% hold the CFP certification. Of the 2959 with fees on file, 85% charge percentage of assets.

Advisors listed: 2,969
Firms: 1,381
Cities: 859
Hold the CFP: 52%

Other credentials: CFA 8% · CPA 3% · EA 2%
How they charge (of 2959 with fees on file): percentage of assets 85% · fixed fees 40% · hourly 39% · ongoing planning fee 17%

Source: Wellspent public graph, data as of November 2, 2026. Shares are of advisors listed here; an advisor can hold several credentials or fee types. Methodology

2969 matching advisors

Fee-only advisors for pre-retirees: advisor, firm, city, credentials, and fees
Advisor	Firm	City	Credentials	Fees
Justin McCurdy	Bridge Financial Planning	Valapariso	CFP	Flat fee or retainer, Percentage of assets
Kaleb Paddock	Ten Talents Financial Planning	Parker	CFP	Percentage of assets, Ongoing planning fee
Kathleen Adams	Second 50 Financial	Manhattan Beach	CFP	Percentage of assets, Fixed fees
Kenneth Petrashek	EverPar Advisors	Tulsa	CFP	Percentage of assets, Fixed fees
Kraig Mickelsen	KRM Financial Services	St. Charles	CFP	Percentage of assets, Hourly
Kristin Lindsay	Verus Financial Partners	Richmond	CFP	Percentage of assets
Kristin Short	Confide	Thousand Oaks	CFP	Percentage of assets, One-time planning fee
Kyle Gowen	Duncan Williams Asset Management	Memphis	CFP, CFA	Percentage of assets, Hourly
Larry Sprung Bringing JOY to Your Money Journey™	Mitlin Financial, Inc	Hauppauge	CFP	Percentage of assets, Flat fee or retainer
Laura Kuntz	Laurel Wealth Planning	Edina	PFS	Ongoing planning fee
Lauren Matthiessen	LeClair Wealth Partners	Dublin	CFP	Percentage of assets, Flat fee or retainer
Leonard Barry	Yahara Wealth Management	Madison	CFP	Percentage of assets, Hourly
Lisa Quadrini	Brandywine Oak Private Wealth	Kiawah Island	CFP	Percentage of assets
Maclean Barach	Stage Harbor Financial	Westwood	CFP	Percentage of assets, Fixed fees
Mark Beaver	Keeler & Nadler	Dublin	CFP	Percentage of assets, Hourly
Mark Farrelly	Cairn Wealth Management	Vancouver	CFP, ChFC	Percentage of assets, Hourly
Mark Jackson	Brandywine Oak Private Wealth	Kennett Square	CFP	Percentage of assets
Mary Margolis	MBR Financial	Houston	CFP	Percentage of assets, Flat fee or retainer
Matthew Biggar	Stage Harbor Financial	Westwood	CFP, CFA	Percentage of assets, Fixed fees
Matthew Hudak	CoCreate Financial	Bozeman	CFP	Percentage of assets, Hourly
Meghan Bohlke	Financial Planning Navigators	Maple Grove	CFP	Percentage of assets, Fixed fees
Michael Henley	Brandywine Oak Private Wealth	Kennett Square	CFP	Percentage of assets
Michael Klubnik	Keeler & Nadler	Dublin	CFP	Percentage of assets, Hourly
Michael Macco	Macco Financial Group	Green Bay	CFP	Percentage of assets, Fixed fees
Michael Smith	ProFocus	Phoenix	CFP	Percentage of assets, Hourly
Michael Troxell Financial planning for folks with stock options and RSUs	Modern Financial Planning	Oakland	CPA	Hourly, Percentage of assets
Molly LaFleche	Financial Planning Navigators	Maple Grove	CFP, ChFC	Percentage of assets, Fixed fees
Monica Sipes	QuadCap Wealth Management	Frisco	CFP	Percentage of assets, Fixed fees
Morgan Cain	Macco Financial Group	Green Bay	CFP	Percentage of assets, Fixed fees
Nicholas Allgeyer	Worley Banks Group	Creve Coeur	CFP	Percentage of assets
Nicholas Gyeszat	Reality Financial Planning Services	Sarasota	CFP	Percentage of assets, Hourly
Noah Semmann	GEN Financial Management	Plymouth	CFP	Percentage of assets, Fixed fees
Patrick Cicchetti I help 7-figure service-based business owners simplify their finances, minimize taxes, and buy back time—so they can focus on life beyond the business.	Ryse Capital Management	Rochester	Not listed	Flat fee or retainer, Hourly
Patrick Mason	Cairn Wealth Management	Vancouver	CFP	Percentage of assets, Hourly
Patrick Stoa	Macco Financial Group	Green Bay	CFP	Percentage of assets, Fixed fees
Peter Pittman	Aspen Leaf Wealth Management	Golden	CFP	Percentage of assets
Peyton Wade	Duncan Williams Asset Management	Memphis	CFP	Percentage of assets, Hourly
Phil Telpner We end post-divorce financial anxiety.	Breakout Private Wealth	Glenview	Not listed	Percentage of assets, One-time planning fee
Philip Bailey	Muirfield Wealth Advisors	Charlotte	CFP	Percentage of assets, Fixed fees
Philip Dortch	Aspire Private Wealth Counsel	Knoxville	CFP	Percentage of assets, One-time planning fee
Pierre-Emmanuel Jouve	InsuraWealth	Tampa	CFP	Percentage of assets, Ongoing planning fee
Randall Bruns	Model Wealth	Wheaton	CFP	Hourly, Flat fee or retainer
Rebecca Blevins	Caveness Wealth Advisory	Abingdon	CFP	Percentage of assets, Hourly
Richard Wagner	Ironwood Wealth Management	Chandler	CFP, ChFC	Percentage of assets, Fixed fees
Rick Prime	HFG Trust	Kennewick	CFP	Percentage of assets, Hourly
Riley Adams We offer tax, accounting, financial planning, and investment advisory services for small-to-midsize businesses, wealth advisory clients, and high-net worth individuals.	Daniel M Kavanaugh CPA Inc	Pleasanton	CPA	Percentage of assets, Flat fee or retainer
Robert Agorastos	Insight Wealth Strategies	San Ramon	CFP	Percentage of assets, Hourly
Robert Garcia	Corvus Wealth Advisors	Templeton	CFP	Percentage of assets
Robert Hofman	Hofman Wealth Management	Chesterfield	CFP	Percentage of assets
Robert Maher	Virgil Wealth Advisory	Cincinnati	CFA	Percentage of assets, One-time planning fee

About this list

Any fee-only advisor whose profile matches this list's filters appears here automatically, and the list updates as profiles change. Nobody pays to be included or to rank higher.