Firm
Under Par Planning
Buffalo, New York
Fee-only
Under Par Planning at a glance
- One of 480 fee-only firms based in New York in the Wellspent graph.
- 2 advisors are listed here; 1 of 2 hold the CFP.
- Its Form ADV reports 2 employees and 75 individual clients, 10 of them high net worth.
- Its average account is about $171,000 (assets it manages divided by its 193 accounts).
- Its ongoing planning fee starts at $3,600 a year, in line with the New York median of $3,600.
- Its website says it's taking new clients.
Fee-only advisors in New York · What fee-only advisors charge in New York
Facts
| Based in | Buffalo, New York |
|---|---|
| Website | underparplanning.com |
| [email protected] | |
| Phone | (716) 912-5696 |
Under Par Planning fees
What the firm's own website says it charges, checked October 28, 2026. We keep a price only when the exact words stating it appear on the page.
| Ongoing planning | From $3,600 a year |
|---|---|
| One-time plan | From $900 |
| Asset-based fee | 0.59% a year on the first tier of assets |
| How it charges | Ongoing planning fee · Percentage of assets · One-time plans or projects |
In the firm's words
"Annual Dues (Billed Quarterly) $3600" source
"One-Time Initiation $900" source
"Under Par Portfolios 0.59% of assets" source
For comparison, fee-only firms that publish prices charge a median of $4,500 a year for ongoing planning, $2,000 for a one-time plan, $300 an hour, or 1% of assets. See the fee report.
What its SEC filing says
| Paid by | Percentage of assets · Hourly · Fixed fees |
|---|---|
| Assets managed | $33 million |
| Individual clients | 65 |
| High-net-worth clients | 10 |
| Accounts managed | 193 |
| Employees | 2 |
| Planning clients | 51-100 |
| Financial planning | Offered |
| Form ADV filed | April 28, 2026 |
| SEC record | CRD 306930 |